Is the central bank against the consolidation of bank cards?
Every time statistics of violations and abuses of bank cards are announced, consolidation of bank cards is also proposed as a proposal to reduce or eliminate these violations.
In this context, some legal authorities involved with the consequences of violations in this area say that all bank cards should be merged into one card or bank cards with other citizen cards such as national cards, etc.
Previously, the head of the capital city police had asked for the organization of bank cards and suggested that all bank cards be consolidated into one card because, in this way, no one will be willing to rent their card.
According to him, there have been cases in the Intelligence Police, FATA Police, etc., where criminals have misused citizens’ bank accounts by renting bank cards.
In this context, Mehran Moharmian, the deputy head of new technologies of the Central Bank, said that the crimes committed with bank cards are not done with the physical nature of these cards, but with the card’s information, which by placing it in the hands of others, the possibility of using or abusing the card is provided. If a person provides the card number and security items such as the expiration date to others, he has actually given the other person the possibility to use the bank card, and this exploitation does not necessarily require the transfer of the card itself.
He also stated that it should be investigated how much proposals such as the integration of cards, which actually means unifying the physics of cards, will help to prevent violations and abuses.
These confidential statements are while it has been said recently, Majlesis announced a plan based on which all bank accounts and cards will be collected and turned into a card with people’s information so that other profit-seeking people cannot use these accounts for their own purposes. Because it is a card.
In response to this issue, Mehran Moharmian, deputy head of new technologies of the central bank, said in an interview with ISNA: “This issue is not approved by the experts of the central bank, and the official position of this bank will be announced in the future.”
He did not consider the consolidation of bank cards in one card to be principled and said: This issue has not been implemented anywhere in the world and there is almost no example of consolidation of bank cards in the world.