Is the mortgage locked? / Does the support facility help buyers?
According to Tejarat News, according to the latest report of the Central Bank, the number of people who used loans in April this year Housing Bought, has dropped significantly compared to before. According to reports the world of economyIn total, only 18 couples in the whole country have bought a house using a mortgage in April this year; Of course, by paying 320 million tomans to each couple.
At present, the amount of this facility is set at 480 million Tomans for each couple. Each couple can get 200 million tomans وام In addition, they will receive a loan of 80 million Tomans. This is while the average purchase of housing has a much higher amount.
In late May of this year, the Minister of Roads and Urban Development announced that he had offered to pay a loan of 600 to 700 million Tomans. Buy housing In the city of Tehran in the third session of the Supreme Housing Council in the presence of the President.
So far, no details have been provided on whether the government and the Monetary and Credit Council agree or disagree with the proposal.
Why did the demand for mortgages decrease?
Occult illustrator, market expert Housing Regarding the decrease in demand in this regard, he said: The amount of purchases has generally decreased. As a result, mortgages are falling.
He continued in an interview with Tejarat News: The cost price for the consumer is so high that the normal amounts of the housing bank do not help the buyers.
Gheibi, on the other hand, pointed to the problem of rising prices of securities and said: “This is a surplus cost that affects the demand of the people.”
The expert continued: “An important problem in this is the mismatch between the price of the apartment and the amount of government support facilities.” These amounts are so small that they can not cover the costs.
He talks about the possibility of increasing this Facilities He also said that even if the mortgage figure goes up, there is still a mismatch between the equilibrium price of housing. In fact, people are faced with two types of costs; Both expensive housing and the amount of facilities that can not be repaid.
According to Tejarat News, average House price In the city of Tehran, according to the latest report of the Central Bank, you can see below.
