Issues and problems of the sales network of the insurance industry and their solutions
According to the financial news report, quoted by the General Department of Public Relations and International Affairs of the Central Insurance, Majid Behzadpour, the head of the Central Insurance, who sat in the first section, listened to the issues, problems and some complaints of the sales network, emphasizing the will of the supervisory body to regain its position. They said: Central Insurance seeks to create a space for all elements of the sales network of the insurance industry to operate in a fair field and in line with business logic.
The head of Central Insurance, expressing his satisfaction with the serious concerns of the sales network, considered the issues raised as components of the maturity of the insurance industry and clarified: Our priority is to protect the rights of policyholders and the development of the insurance industry by activating hidden capacities and becoming rational. Support will be realized.
He mentioned the insurance agents and brokers as the most sensitive bottlenecks of insurance and increasing the penetration rate of insurance and added: protecting people’s trust in insurance products and services should be at the top of the serious priorities of all insurance industry activists and especially the supervisory body. be
The head of the Supreme Council of Insurance stated that Central Insurance, in addition to supporting innovation, does not give up any effort to establish justice in the insurance market, and noted that: the sales network must adapt itself to modern training and new technologies in order to maintain and improve the market. to equip
By explaining the latest statistics on the issuance of insurance policies and the profitability of companies, he emphasized the determination of Central Insurance to improve the livelihood of the insurance sales network.
A complaint about provincial tax
One of the heads of the trade association of insurance agents complained about the tax problems faced by insurance agents and asked Central Insurance to intervene in this matter.
He stated that despite the transparency of the insurance industry’s operation, this method of provincial taxation is not acceptable, and added: the incomes that flow from the sale of residential houses, cars, loans, etc. to the bank accounts of representatives should not be used as a criterion for tax calculation. .
In this regard, the head of the Central Insurance Agency endorsed the extensive clarification in the insurance industry and promised favorable measures to resolve this problem with special follow-up from official authorities.
The switch is the introduction of intelligent monitoring
Transparency in the sales network will be strengthened by using monitoring systems such as “Insurance Switch”.
According to this report, the head of Central Insurance, appreciating the positive view of the representatives of the sales network on the topic of intelligent supervision, noted: the supervisory body of the insurance industry does not seek profit and does not interfere in the insurance business in any way, and also It will block the interference of profiteers and illegal apps.
Emphasizing the spirit of accountability of the policy-making elements in the insurance industry, he stated: Central Insurance declares its readiness to correct the technical and operational problems of the insurance switch at any stage and time when it is felt necessary.
It should be mentioned that a senior member of the national associations of insurance representatives, on behalf of other members and the sales network, asked the head of the central insurance to strongly support the insurance switch.
Amending regulations with the aim of improving the business environment
Appreciation for the efficient amendment of Regulation No. 102 and the request to amend Regulations 75 and 92 in accordance with the needs of the representatives of the sales network were among the demands of other trade associations from the General Director of Central Insurance.
In this regard, Behzadpour welcomed the “Discussion Council” plan to create capacity for a stronger and more effective presence of the sales network in decision-making and considered it one of the main needs of the insurance industry.
Towards a global industry with improved international interactions
A serious presence in regional competitions and global markets will require the strengthening of international institutions and efforts to be present in the transparent markets of the world.
In this regard, the head of Central Insurance added: In addition to creating more motivation for insurers, competition at the global level will lead to the creation of new ideas and more attractive competition in the insurance market.
In the end, he evaluated the international business environment positively and emphasized on providing any facilities and supervisory services in this field.
National consensus among insurers is of unparalleled importance
The existence of problems in the field of insurance does not mean that this industry is weak, and insurers have proven the fact that the position of the insurance industry in macroeconomic equations is unmatched.
Majid Behzadpour, stressing the proposition that all the elements of insurance should be the harbinger of the products and services of the insurance industry, announced that the insurance industry, despite accompanying the people with the aim of reducing economic pressures and improving their living conditions, has a good growth in the field of development indicators. he has
He invited various trade unions to help the growth and prosperity of this calming and reassuring industry by strengthening the national consensus in the insurance industry.
Efficient operation requires transparent information
In order to prioritize in the field of accident reduction and correction of accident-prone areas, we must have access to correct and documented information.
In this regard, the head of Central Insurance mentioned the necessity of aggregating information and verifying data as an effective component in reducing road casualties.
Cultivation is one of the fundamental priorities of the insurance industry
Getting the best insurance services is the right of policyholders and the insurance industry has always recognized this right.
The helmsman of the insurance industry pointed to the official reports of the people’s acceptance of the cultural products of the insurance industry, emphasizing the rapid process of cultural development, and added: the correct use of cultural tools and communication networks will lead to the acceptance of the culture-building products of the insurance industry.
It should be mentioned that in this three-hour meeting, the heads of trade unions of the representatives expressed their concerns in other fields such as: setting up the organization of sales network unit, setting up chat portals, improving the livelihood of representatives and marketers, dealing with small and big offenders and Stabilization of the position of the representatives of the sales network, they proposed that the head of the central insurance provided the necessary explanations in this regard.