Loan without a guarantor and a misunderstanding!
In the continuation of this memo, which was published on February 17 by Mohammad Jalili, a university professor, we read: Given that any new project faces challenges at the time of implementation, now is the time to look pathologically at the problems that arose during the implementation of this project. One of the main challenges was that the concept of a loan without a guarantor was not properly defined and created misunderstandings among members of society. Unfortunately, there is a misconception among the general public that all people can use these facilities in any situation.
It is necessary to mention that the customers of the banking network are divided into two groups: well-accounted people and badly-accounted people, and the facilities provided as public resources of the country should be available to well-accounted people to be repaid in time, because both individuals and There are also legal people who do not repay the facility on time, so the loan without a guarantor belongs to good people. Entrepreneurs, owners of ideas and collections that want to operate effectively should also benefit from easier conditions for obtaining loans in proportion to their risk.
Due to the low credit rating, people with bad credit do not have the conditions to receive the facility at all, let alone enjoy the facility without a guarantor; Incidentally, these people must be able to receive facilities with strict rules and several guarantors. This means that people should be happy to upgrade their credit scores so that they can automatically receive easier loans from a regulatory perspective, according to the banking network.
The higher the credit score, the easier it is for the banking network to obtain the terms of the facility. It is noteworthy that nowhere in the world do banking networks easily provide their facilities to people who do not return. In the final conclusion, it should be said that the loan without a guarantor is not an unsecured facility and a book, but a loan based on a credit score, that is, alternatives in the form of credit or, in other words, a guarantee of reputation. In other words, new alternatives are being replaced by traditional guarantors and documents, which were creating problems for the people. Thus, by informing about the approach of unsecured loans, the development path is provided for the entire banking network.