Manage your life with your account
According to financial news, Iran’s Qarzul-Hosneh Mehr Bank, which is one of the leading banks in the country in the field of offline services and has provided many services for the first time at the level of the banking network, has provided basic services such as Other banks provide it to customers for free.
In this software, in addition to the fact that customers receive all their banking services offline, they can also view the details of their account transactions and do not need to pay an additional amount for this service.
In the meantime, Qarzul Hosneh Mehr Bank of Iran has introduced a new feature called “Hesabat” in its mobile banking application to provide more services. By activating it, you can view and manage your expenses in categories and on a chart.
By activating the “Hasbat” subscription, the customer will be able to, in addition to the basic information, benefits such as automatic registration of the transaction category, automatic display of the recipient’s name in the purchase receipt, display of the depositor’s name in the deposit receipts, the possibility of creating categories for transactions, the possibility of crushing and dividing a The transaction can have multiple transactions and view transaction information in the form of graphic charts.
In the banking network, there are some value-added services that usually different banks receive a fee from their customers by providing them. Activating the “Hesabat” subscription in the “Mehriran” application is also included in this category. In other words, personal accounting or account management is an optional service, and customers can pay 5000 Tomans per month to receive new services, including analysis of input and output costs of their personal account, in addition to basic services.
In recent days, in some media, there have been reports about charging additional fees from customers regarding the “Hasabat” service, which was due to the lack of complete knowledge about this new service of Iran’s Qarz Al-Hasneh Mehr Bank.
In the Mehriran application, every service that is free in the banking network is free of charge, but the personal accounting management program or your account is a new service and beyond free services that is offered for the first time in the banking network in this application.
Therefore, the claim that the personal accounting management program is free in other banks is firstly false, and secondly, it was provided for the first time by this bank and this service is not provided in other banks.
It is worth mentioning that the launch of the Qbank super application, loan payment without guarantor and online, electronic promissory note and stock confirmation for receiving loans, eliminating fixed fees and moving towards receiving service fees and issuing bonds are only part of the services that this bank provides for It offers its customers for the first time in the banking network.
In the last 15 years, Iran’s Qarz Al-Hasneh Mehr Bank has attracted more than 13 million customers and has the lowest ratio of overdue claims (less than half percent of defaults).