Maskan Bank, the first bank to carry out presidential orders to the country’s banking system
According to the Iran Economist, quoting the news site of Maskan-Hibna Bank, Mahmoud Shayan stated that Maskan Bank is the first bank to execute presidential decrees in the country’s banking system, and said: Bad accounting of the banking network, facilitating the payment of micro-facilities to the people in obtaining collateral and guarantee, transfer or principled operation of owned manufacturing enterprises, online and continuous monitoring of interest rates on facilities and deposits in the banking network, Maskan Bank as the first bank to implement presidential decrees Indicators for evaluating its performance in the banking network with a systematic approach and the basis for the implementation of these orders at all levels of the bank from the headquarters to the branch.
He further pointed out: Development of Gharz al-Hasna banking, effective financing of production units and large projects, transparency and fight against corruption, facilitating and accelerating the process of handling public complaints, reviewing banking systems and regulations for the benefit of the people and implementing justice and communication The banking system with international banks was among the other topics of the orders issued by the President. According to this instruction, the deputies of the Housing Bank are responsible for monitoring and following up the implementation of orders related to their field. The necessary actions of each axis are formulated and communicated for implementation. The General Inspectorate will also be responsible for supervising its implementation on a case-by-case basis by attending the bank.
Shayan, referring to the need for continuous monitoring of programs and measures taken in order to better implement the President’s orders to the banking system, said: In this regard, the Strategic Management Development Committee is formed every two months and reports the actions of each axis of the instructions. It is sent to the secretariat of this committee on a monthly basis and up to the tenth of each month. The secretariat of the committee is also required to send a report on the measures taken to implement the orders of the President to the Ministry of Economy and Finance and the Central Bank.
Explaining the role and responsibility of different units to deal decisively with bank debtors, the CEO of Maskan Bank stated: To the Ministry of Economy and Finance. Also, the General Office for the Follow-up and Collection of Receivables has a maximum of two weeks after the notification of the instructions to prepare a list, and the High Committee for Receivables has 3 weeks to prepare a final list. The Secretary of the High Committee for Receiving Claims is responsible for sending the list of bank debtors to the Ministry of Economy and Finance, and the General Directorate of Credit is also responsible for preparing a circular to prevent the payment of any banking facilities and liabilities to large debtors.
He further referred to the issue of facilitating the payment of micro-facilities to people in obtaining collateral and guarantees and said: preparing customer validation instructions is the responsibility of the organization and methods, preparing an accreditation system in coordination with the Ministry of Economy and Finance and an applicable schedule The General Directorate of Technology is responsible for completing the information of the accreditation system for people without accreditation, and preparing the performance report of the number, type and amount of payment facilities, as well as preparing the report of the actions taken is the responsibility of the General Office of Credit Planning and Evaluation.
At the end of his remarks, the CEO of Maskan Bank said: “Regarding other orders of the President, the work and duties have been divided among the different components of the bank in the same way. Republic Posted. In this short period, very good measures have been taken by the country’s banking system, and we are witnessing some of the effects of these measures in the society. By communicating the executive instructions of the President’s orders to the banks, the measures taken will be accelerated and we will see dramatic changes in the country’s banking system in a short period of time.