Melli Bank of Iran is on the way to progress

According to the financial news report, quoted by the public relations of Melli Bank of Iran, in this meeting, Mohammad Javad Sharifzadeh, the deputy of banking affairs, insurance and state-owned enterprises of the Ministry of Economy and Finance, said regarding the operational status of the bank: Considering the national brand of Melli Bank of Iran and In order to provide better services to the compatriots and in order to improve the balance sheet structure and improve the capital adequacy ratio, it is necessary for the National Bank of Iran to implement measures to speed up the disposal of surplus assets, also according to the approval of asset productivity, the sale of non-performing assets Move and accelerate the provision of necessary resources to increase the bank’s capital and implement the necessary measures to strengthen the bank’s financial base.

Based on this, Abolfazl Najarzadeh, CEO of the National Bank of Iran, in explaining the actions taken in the bank, upcoming plans and development strategies of the National Bank of Iran, said: This year, significant measures have been taken in the National Bank of Iran, and we are trying in line with To follow up on the modification of the bank indexes of the National Bank of Iran’s capital increase program with the support of the government, and resolutions have also been taken in this regard.

Also, in order to provide better services to customers, we started providing facilities in person and using the capacity and capabilities we had in the field of information technology, we keyed this project under the title of Mehrabani project, from opening an account to receiving facilities and payment. The installments are executed completely offline.

In the continuation of his speech, he pointed to the transfer of Noor credit institution to the Melli Bank of Iran and said: The transfer of Noor credit institution has been one of the successful actions of the bank, which was able to do so without creating problems and challenges for the customers of this institution and the country’s banking system with the help of the supervisory body. implement the project.

Najarzadeh also said regarding the acceleration of transfers in the Melli Bank of Iran: the bank’s determination to withdraw from banking and make assets more productive is serious.

Currently, several large companies in which the bank is a shareholder are in line for transfer, the necessary measures have been taken in this regard, and soon we will see the supply of these companies with suitable conditions.

The managing director of National Bank of Iran continued his speech and said: “In the last quarter of 1402, we will witness good events in the bank, and all the efforts of the bank’s management team will be to enhance and grow the brand of National Bank of Iran and provide decent services to the bank’s customers.”

Najjarzadeh said regarding the provision of credit facilities: National Bank of Iran was obliged to pay 55 percent of credit facilities, and by the end of November, 75 percent of this facility, amounting to 45 percent, has been paid, and the rest will be paid to the applicants by the end of the year.

Regarding the development of offline services in the bank, Abolfazl Najarzadeh also pointed to the bank’s good actions in this field and said: Planning in the National Bank of Iran was mostly one or two years, but in the action that was implemented, a 5-year plan was compiled from 1403 to 1408 is on our agenda and in this program, our main focus will be on digital transformation, the first priority in the National Bank of Iran will be around the technology of the bank, and all the elements of the bank are subject to the bank’s technology policies.

The National Bank of Iran has started its transition period and with the digital transformation plan, we will witness the provision of up-to-date and offline services.

He further said: We will see a new model of customer service in the coming year, and this service will be based on easy access to all kinds of banking services in a non-personal way.

Growth of National Bank of Iran resources

In the continuation of this conference, Amir Masoud Rezazan, a member of the board of directors of National Bank of Iran, in explaining the bank’s financial performance for 8 months, said: One of the important measures implemented in National Bank of Iran is the 12.3% increase in the bank’s resources, and we succeeded in attracting deposits to Let’s do better than last year.

In the operational area, National Bank of Iran managed to register a growth of 74.28% in the operational income sector, also in the commission income and investor profit sector, as well as in the foreign currency purchase and sale sector, in 1402 witnessed a better performance than in the previous year. We were past.

Providing digital services in Melli Bank of Iran

Mohammad Najafzadeh, Vice President of Planning and Transformation of the National Bank of Iran, while explaining the plans of the bank’s digital domain, said: In this plan, the provision of services to customers has been revised in order to see the streamlining of customer service in terms of handing over checks, issuing checkbooks. , depositing check funds, decentralized issuance of checkbooks and delivery to customers’ addresses, non-personal issuance of bank cards, streamlining the organizational structure in order to facilitate the provision of services and providing banking facilities completely non-personally, providing new currency services, payment Online currency, check and digital promissory notes, etc. are among the programs that the bank follows seriously.

In addition, this bank has plans to provide services to non-Iranian nationals based on the government’s approval and we will be able to provide 24 services. Also, this bank has plans to provide services related to the smart card plan of fuel stations.

Continuing his speech, Najafzadeh added: National Bank of Iran was obliged to provide services to 197,000 applicants in the area of ​​the National Housing Movement. So far, 55,000 contracts have been concluded in this sector, and by the end of the year, the bank’s performance will reach 120,000 units.

Courtesy of National Bank of Iran

Referring to this plan, Mohammad Noor Azadi, the secretary of Mehrabani, said: Currently, 593,000 accounts have been opened to use the facilities of this plan, and after completing the documents, customers will be able to receive the facilities in person within 4 hours. .

Using the capacity of the capital market

At the end of the meeting, Hassan Kiaei, Director General of the Banking and Insurance Affairs Office of the Ministry of Economy, said: One of the income lines for the bank can be paying special attention to the field of corporate banking, as well as using the capacities of the capital market in the financing sector and issuing bonds in order to acquire shares. The market in this sector should also be considered by the bank.