National housing became expensive again/ How much is each meter of government housing? – Tejarat News

Zainab Mokhtari– According to Tejarat News, Mohammad Reza Javaheri, Chairman of the Board of Directors of Maskan Bank Financial Group, had estimated the cost of building each meter of national housing in August 1400 (the beginning of the government’s work and the national housing promise plan) at around 9 to 10 million tomans, but now it is said that this The cost has increased by about 40% and reached at least 13 to 14 million Tomans in October.

According to Javaheri, this increase is due to the increase in the cost of engineering services as well as construction materials, and it can become the basis for the growth of housing prices in the coming months. On the other hand, the management of the construction of the units of this plan is generally the government, and accordingly, the amount of physical progress will be determined by the effort and seriousness of the managers. Based on this, if the managers are not serious in pursuing this project, even the applicant’s contribution cannot increase the speed of the project’s progress, and like the bitter experience of housing, rising inflation will swallow the value and efficiency of the applicant’s contribution.

The margins of the national housing development plan continue and this great promise of the 13th government has faced many challenges on the way to implementation; While the government promised to build one million national housing units every year and provide them to applicants under special conditions, now, after a year has passed since this promise, not only is there no news of the delivery of these units, but it is said that This project has progressed only 10% in the construction phase.

Alireza Jafari, the Deputy Minister of Roads and Urban Development, in a conversation with ISNA, announced the beginning of the second phase of the National Housing Movement in New Cities with a capacity of 100,000 units and announced: Regarding the 100,000 units of the first phase, land preparation has progressed by more than 60%. We have reached and we have achieved more than 10% physical progress in the field of housing construction.

On the other hand, the Governor General of the Central Bank has also said National housing movement It has not reached the stage of loan payment and this has been one of the main reasons for non-payment of loans by banks. Meanwhile, some qualified applicants have stated that their exact share of the initial contribution to start and advance the construction project has not yet been announced. On the other hand, increasing inflation increases every day the cost of building housing and consequently the final price of the property and makes this project further away from its stated goals.

Unattractiveness of housing construction areas

The challenges of building national housing can be analyzed in several branches. One of these branches is related to the incorrect location and repetition of the capital-burning experience of Mehr Housing. Ahmed Khademian, head of the planning and monitoring office of housing projects of the Ministry of Roads and Urban Development, said that in order to provide land, the plans of the National Movement and Housing support schemes It has been decided to speed up the issue of land annexation to the cities. He has emphasized that the annexation to the border is on the agenda in all cities.

According to Khadimian, based on the policy of the government and the Ministry of Roads and Urban Development, it has been decided that the land should be handed over in the form of 250-meter plots in the areas where there is land and built in the form of a one-story courtyard. The second half of these statements and the construction of so-called villa houses within the framework of the National Housing Plan can be very attractive for applicants, but if we pay more attention to the first half of these statements, we may back off as housing applicants. Because it seems that “the annexation of lands to the urban area” is a complicated expression for the simple concept of “creating new residential edges for cities”, which results in the growth of marginalization, that too in areas without standard welfare facilities.

As Khadimian said, at least 190,000 housing units have already been sealed by the government. Before this, the supply of land was one of the main problems of this project, and now it seems that the national housing is also going to follow the path of housing.

Avoiding the government from financing

But another challenge that has been on the way to fulfilling the promise for months National housing movement There is a non-payment of construction facilities by the operating banks. Ali Saleh Abadi, the head of the central bank, said that the national housing movement has not reached the stage of loan payment and emphasized that part of the conditions for receiving a loan depends on the fact that the applicant must have an income! He stated: “This plan has just started and in the coming months and year, the more the plan has physical progress, the more the amount of the loan will be paid.” “The reason why some people have not been able to receive their loan is because they have not yet brought any documents with them.”

The observers of the housing market ironically touch on this point as the challenge of the national housing plan and consider its applicant-oriented nature as the Achilles heel of the success of the national housing. In terms of applicants to register in this plan, which is on the website of the Ministry of Roads and Urban Development, the following things are mentioned: the person must be without residential land or residential unit, married or the head of the household, with self-supporting women. The applicant must also have the ability to finance the cost of housing construction (excess over bank facilities), the ability to deposit at least 30% of the construction cost over bank facilities, and the ability to pay the monthly bank installments of the received facilities, all of which indicate the heavy weight of financing by the applicant at the very beginning. is the path