National Housing Movement’s loan installment is 9 million tomans / impossible mission to become a home owner!
According to Tejarat News, “the rate of the national movement plan has increased from 18 to 23 percent in new contracts” was the statement made by the head of the credit department of Maskan Bank this morning. Therefore, the total interest paid by the applicant for this facility reaches about one billion and 642 million Tomans.
He also emphasized in another part of his speech that the installments of the applicants who are paying for the facility will increase to approximately 8.5 to 9 million tomans.
This is despite the fact that even now the housing market is in a state of disarray and the loans in this area with an interest of 18% have not been a good remedy for the pains related to people’s inability to build and buy housing.
These days, Iranians are more distant than ever from the dream of becoming a housewife, and it seems that this situation will witness a more difficult situation.
On the other hand, the minimum wage has been announced by the Ministry of Labor as seven million and 920 thousand tomans, and this means that many people will not be able to repay the facilities.
This issue can also reduce the desire of builders for mass projects, although already many mass builders have distanced themselves from the construction work and the stagnation in this area has also caused problems in the housing sector from the supply side.
Even in a country like Turkey, whose inflation has gone up in recent years and is now in a bad situation, people can borrow about 30% of the remaining housing money. The interest of this loan in 2022 is estimated to be less than 15%.
Housing market situation
The housing market is now in an unbalanced situation, both on the supply side and on the demand side. This productive market, which is considered as one of the fundamental sectors in the economy, faces an increase in price every month.
According to Central Bank statistics, the average housing price in Tehran metropolis has reached 55 million tomans. It means that each person has to spend about three billion and 300 million tomans to buy a small house of 60 meters in this city.
The construction of national housing units from the very beginning was not considered by the experts to be a sure way to exit the housing market from this dire situation, but now with the change of facilities, it has faced a new problem and it seems that this little hope is also disappearing. Is!
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