New business in the real estate market / sale of virtual tracking code became popular – Tejaratnews
According to Tejarat News, the increase in rents in the past few years has reduced the ability of tenants to a great extent. Now, especially in big cities, people hardly pay the deposit and rent of their housing.
In order to help the tenants, the government has prepared a loan called a housing deposit loan for the tenants. To get this loan, the tenants need a lease and tracking code in their contract.
But in the recent period, some who are landlords or do not have a house rental contract for any reason, use the arrangement of a formal contract, get an interception code and proceed to obtain a loan and a housing deposit.
The normalization of receiving a formal tracking code
One of the worrisome challenges regarding the housing deposit facility is the use of this loan in a market other than housing rental and the higher prevalence of inflation, which is why the requirement of tracking code has been raised for applicants.
But now, some applicants for housing rental facilities bypass these regulations and by paying fees to real estate companies, they draw up a contract for a house and get a formal tracking code.
In this regard, one of the real estate consultants told Tejarat News: “For this, you must have a document, in which case we can get a tracking code for you; According to the document and contract and where the house is located, we receive a percentage like a commission.
Another real estate company, however, prepares the document itself and finally receives three million tomans as a commission. Some real estate companies consider this illegal and refuse to accept it.
Others are more fair in this matter. “Three million is too much, and I can get you a tracking code for one million tomans,” said an elderly real estate agent.
In general, according to the field observations of Tejarat News reporter, the cost of setting up these formal contracts varies between one million and four million tomans. With a simple question from the real estate companies, you can understand that this action has become a normal issue.
Housing loan details
Housing loan has different amounts according to its geographical location. These values are 100 million tomans for Tehran, 70 million tomans for provincial centers and 40 million tomans for other cities.
The repayment and interest of this loan also has a variable amount in different amounts. A loan of 100 million tomans has a repayment period of five years and an interest rate of 18%, and a loan of 70 million and 40 million tomans has a repayment period of three years and an interest rate of 13%.
Rental market inflation
According to the recent report of Iran’s Statistics Center, spot inflation has reached 48.5 from December 1400 to December 1401. The coefficient of importance of the rental market among the rest of the indicators is 1.31, which is 7.33% for urban households and 1.13% for rural households.
Inflation in the rental market has increased by 8.2 percent compared to the previous month of this report, November of this year, and has grown by 6.41 percent compared to the previous year.