New car insurance coverage was unveiled
According to Monetary and Financial News, quoting the public relations of New Trade Insurance; Vahid Danesh Kia, head of car insurance at Tejarat-e-Babian Insurance Company, said the above regarding changes in car insurance laws and regulations: “Laws and regulations have not changed much in the past year, and the third-party law approved in 1995 and regulations in subsequent years are still in force.” Is optimization.
Regarding the issuance of the supplement to increase the liabilities this year, he said: “Insurance policies that have a starting date of 1400 do not need the supplement, but due to the delay in announcing the diyat for the new year, insurance policies that are from 1401/01 to 1401/01/1.” 08 have started compulsorily with the obligations of the previous year and the holders of the above insurance policies must refer to the insurance company in order to receive the supplement to increase the obligations and the supplement to increase the obligations.
Danesh Kia stated about the ratio of premium increase with liabilities: the increase of diyat and premium has not increased in equal proportions, in 1399 diyat increased by about 45% but tariffs were increased by about 38%, which announced a 7% difference between the so-called corona discount. شد. This year, there was a 25 percent increase in blood money, but insurance premiums increased by 21 percent, which is one of the main reasons for the attention of the relevant authorities to the purchasing power of citizens and encouragement to buy insurance policies.
Danesh Kia, in response to the question of what measures Tejarat-e-Novo has done for third party and body insurance to persuade customers to receive the company’s insurance policy, answered: In 1401, in addition to installment payment plans, especially loan-insurance plan (payment 12-month installments up to 10 million Tomans), more and more diverse services to be provided in the best way.
Danesh Kia said about the new services of Tejarat Insurance: “One of the new measures of the company is the coverage of relief.” If an accident occurs, damages will be announced in various ways, including the company app or by calling 96990, and if necessary, help will be sought. If the car is not immobile, the car will be transported to the repair shop and if it has a passenger, the new trade insurance relief will transfer the car occupants to the first city.
Vahid Danesh Kia, the head of car insurance of Tejarat-e-Novo Insurance Company, clarified and recommended regarding the purchase of body insurance for unconventional cars: In 1401, 800 million Tomans was set in the forbidden month, which is 20 million Tomans according to the law of minimum liabilities and according to Article Eight third-party insurance laws The price of a conventional car will be a maximum of 400 million tomans.
For example, consider a car that collides with a passenger car (for example, Cerato) while the driver of the Cerato is innocent and its bumper and taillight are damaged, because the price of the Cerato is more than 400 million tomans, it is considered an unconventional car. The law of damages to him is the damage to the rear bumper and headlights of a conventional car (for example, Dena) and the rest of the damage is the responsibility of the owner of the Cerato and the culprit has no obligation to compensate. In this case, the rest of the damage can be compensated by having New Trade Insurance body insurance. Therefore, owners of these cars are strongly advised to purchase body insurance to ensure.