Banking and insuranceEconomical

Note: Obligations of banks should be returned to the government bill


Referring to his recent correspondence with the Supreme Leader regarding the mandatory facilities of banks in the 1401 budget and his order to pay attention to the concerns of the MPs, Ali Salehabadi told reporters today: “I hope the MPs in According to the order of the Supreme Leader, the banks should not leave their excess duties on the banks.

Banks’ lending facilities have increased significantly
He added: in Note 16 of the 1401 budget bill and some other clauses of this bill, a total of more than 1300 thousand billion tomans of mandatory facilities have been considered for banks, which has increased significantly compared to the facilities paid this year.

Salehabadi continued: “The reality is that this amount is in excess of the capacity of the banking network and since the beginning of this year, the total payment facilities of the banking network has been about 2300 thousand billion tomans, about 67% of which was related to working capital of manufacturing companies.” . Therefore, if we impose excess duties on the banking network, it will lead to inequality of banks, overdrafts of banks from the central bank, growth of the monetary base and, consequently, an increase in inflation.

Controlling liquidity and inflation is the Supreme Leader’s concern

The Governor of the Central Bank added: “Last Thursday, I submitted a letter to the Supreme Leader in this regard, in which I mentioned the effects of this task, which leads to the imbalance of banks.”

He continued by stating that controlling liquidity and inflation are important issues emphasized by the Supreme Leader, continued: In his recent meeting with a group of producers in the country, the Supreme Leader also pointed to the increase in liquidity and this issue as one of the most important issues. They had learned. Therefore, we were sure that he was concerned about liquidity and inflation, so we submitted the letter, and he immediately issued an order to address the central bank’s concerns.

He stated that the obligatory facilities are not only limited to Note 16, he said: in other additional paragraphs, obligations are also considered for banks, which is contrary to the government bill; Because what we mentioned in the government bill was a general clause and it was decided to specify these cases according to the government regulations and according to the available sources of the banks, but the details were mentioned in the Joint Commission and also Other clauses were added that were not in the government bill.

The central bank is waiting for parliament to return to the government bill

Salehabadi stated: With the remark of the Supreme Leader, this note and its additional clauses have been returned to the Joint Commission. , And this is our explicit request to the Joint Commission.

The Governor of the Central Bank also emphasized the support of the Supreme Leader and the President for the plans of the Central Bank to reform the banking system and said: And banks, we will seriously and seriously pursue the reform of the central bank’s relationship with the banks and the reform of the banks’ relationship with real and legal customers, which are important aspects of the banking system reform.

Emphasizing the need to increase the capital of banks, he added: “Solving the problems of banks will not be limited to general cases, and for each bank, according to its own problems, we will implement programs and measures for structural reforms of the banking system.”

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