Banking and insuranceEconomicalEconomicalBanking and insurance

Organizing micro bank facilities with managed credit cards


According to the financial news report, quoted by the public relations of the National Bank of Iran, Abolfazl Najarzadeh, the head of the National Bank of Iran, in his intimate meeting with the managers of manufacturing companies and chain stores, which was held in the presence of Hassan Monsan, a member of the board of directors, and other managers of the bank, provided Indirect financing of the working capital of producers and domestic companies is another goal of this understanding and added: National Bank of Iran, as the largest bank in the country, in order to meet the financial needs of various economic sectors of the country, annually provides billions of Rials in the form of fixed capital, capital In circulation and micro-facilities, it pays murabeh to different members of the society.

He stated: In its new credit policy, the bank, while communicating with manufacturing companies in various fields, including household appliances, chain stores across the country, motorcycle manufacturing companies, companies providing travel and tourism services, etc., regarding the conclusion According to the joint cooperation memorandum, the requestors of the microfacilities, while using the credit cards managed in CLOSED LOOP form, will purchase domestic goods and services, and the facilities will be consumed exactly at the intended location.

The head of the National Bank of Iran stated that in addition to providing financing to individuals and meeting their needs, this measure will also provide financing to companies that are parties to the agreement, stating that the process of granting facilities through credit cards is managed, while preventing liquidation. The mentioned cards and the increase in the liquidity of the country also help the economic growth of the production sectors.

Najarzadeh stated that the National Bank of Iran will provide real support to the members of the society by applying the necessary policies, and emphasized: this year, this bank has had a different view on credit payments and facilities, and the plan of managed credit cards as well. In this regard, it has been implemented; Due to this plan, the payment of facilities will be targeted in order to advance the new credit policy of the bank and corporate banking.

Hassan Monsan, a member of the bank’s board of directors, also stated that this new event in the Melli Bank of Iran has taken place in line with the fulfillment of the Supreme Leader’s orders regarding assistance to the country’s national production, and said: Now more than 40% of the country’s micro-facilities market belongs to the Melli Bank. Iran is dedicated, and from the beginning of next year, more than half of the facilities of this sector will be granted through managed credit cards.

He said: National Bank of Iran, with more than 90 years of history, has always performed differently in the country’s banking system, and we hope that with this new path, we can take an effective step towards increasing the production and employment capacity of the country, as well as meeting the basic needs of the people.

At the end of this meeting, managers of manufacturing companies and chain stores expressed their concerns, views and suggestions to increase the areas of joint cooperation, and cooperation agreements with the bank were also signed.

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