Passing of shops over the 1000 hemat limit/recording of transactions
Examining the data related to the transactions registered in the Shoprak system shows that in Mehr of this year, the real value of each transaction has generally decreased, but as a result of the growth of the number of transactions, the real value of the total transactions has grown compared to Mehr 1401.
The statistics related to the transactions made in the Shoprak system have been published. Shoprak or electronic card payment network is an active company in the field of bank transactions, which was launched to organize and manage financial transactions. Every month, the central bank publishes statistics related to this system to provide a clearer picture of the dynamics of the economy.
The number of Shoprak transactions until the seventh month of 1402
According to the data, the total number of transactions made through card reader, internet and mobile in the first seven months of this year was more than 28 billion and 700 million items. This figure has grown by 12.7% compared to the total number of transactions made in the same period of 1401.
This is while the growth in the number of transactions made only in the month of Mehr this year compared to last year has increased by approximately 11.3% and the number of transactions registered this month is similar to the other months of this year, approximately 4 billion and 100 million.
The value of transactions made through the Internet, mobile phones and card readers in the economy
Also, the reports show that from April to the end of Mehr 1402, the total value of the transactions made through the Shoprak system has been recorded at about 6,705 hemats. The amount of transactions made in Shoprak can provide a good picture of the dynamics of the economy and the transparency of transactions.
A comparison of the total value of the seven-month transactions this year with last year shows that the volume of transactions has increased by 42% compared to last year. A more detailed comparison of the volume of exchanges in the first autumn month of 1401, however, shows that the point-to-point value of exchanges in October grew by about 45% and reached a monthly value of 1000 hemats, which is the highest monthly value recorded this year. Point-to-point growth means looking at the growth of the index over a period of time compared to the same period last year.
Adjusting transactions for inflation
The increase in the value of transactions can only be due to the increase in prices or due to the actual growth of transactions. Considering that point-to-point inflation was recorded at 39.2% in Mehr 1402, a 45% growth in the value of exchanges can probably mean a real increase in the amount of economic activities in the society.
Per capita of each transaction in the card payment electronic network
If we intend to neutralize the effect of changes in the number of transactions to examine the value of each transaction, we must calculate the per capita amount of transactions. In the same way, it can be seen that the average value of each transaction made through mobile, internet and card reader was about 247 thousand Tomans in Mehr 1402. This amount has grown by more than 30% compared to the same month in 1401.
By adjusting the figure of each transaction in relation to inflation, it can be seen that in this year’s seal, the real value of each registered transaction has decreased compared to last year, but due to the growth in the number of transactions, the real value of all transactions made in Seal 1402 has grown compared to last year. .