Payment of 800 billion housing loans in the last two months

According to Tejarat News, almost two months have passed since the announcement of the facility Housing In terms of 100 million for Tehranis, 70 million for metropolitans and 40 million tomans for other cities, the average per capita loan payment was about 56 million tomans.

Eco Iran Quoting from the public relations of the central bank, Mehdi Sahabi said: “The payment of housing loans and deposits has also accelerated in the relevant banks, so that from mid-June (the time of notification of instructions) to today, August 10, 35 thousand 616 cases for applicants have been introduced to The relevant banks have been formed, of which 14,850 people have received housing deposit facilities amounting to 8,616 billion Rials.

He clarified: According to the approval of the Money and Credit Council, the ceiling Housing loan 100 million tomans for applicants from Tehran city, 70 million tomans for metropolitan cities and 40 million tomans for other cities.

The Deputy of Central Bank’s Credit Department added: After the approval of the Money and Credit Council, the Central Bank notified the bank and provincial quota along with instructions on how to pay to the banking system. Based on this, the applicants to receive the facilities, refer to the system of the Ministry of Roads and Urban Development and submit the official coded lease for the year 1401.

He added: The initial screening has been done in the Ministry of Roads and Urban Development to check the ownership of the applicant’s housing, and the eligible candidates will select the bank and branch after receiving the confirmation SMS.

In the banking network, using the Samat inquiry system Mortgageactive cleaning and deposit have been done for the applicant, and if the applicant does not have the relevant facilities, the filing process is done and the facilities are paid to the applicant.

Sahabi clarified about the profit of this facility: the profit of the facility housing deposit It is calculated based on the approval of the Money and Credit Council (18%) and its repayment period is 5 years. Also, the limit of the total facility paid by the banking network for housing deposit is set at 40 thousand billion tomans.

He continued: The Money and Credit Council notified the matter to the Central Bank before the package was presented, and we had also notified the banks of this decision, and applicants can get this facility by registering in the support system from June 31. Receive by visiting banks.

The deputy of Central Bank’s credit department added: Another condition for receiving deposit facilities Housing It has been established that the applicant is married. Also, for single women, the age requirement is 35 years and above, and for single men, the age requirement is 45 years and above.