Payment of marriage and childbearing loans to 800,000 applicants in the first half of the year
According to Iran Economist, citing the public relations of the Central Bank, Mehdi Sahabi stated: From the beginning of this year until October 8, more than 109 thousand billion Tomans of facilities have been paid to 799 thousand 578 applicants for marriage and childbearing loans by the banking network.
The Director of Central Bank’s Credit Department added: In line with the law on supporting the youth of the population, from the beginning of this year until October 8, the country’s banking network has paid 426 thousand and 40 applicants marriage loan facilities in the amount of 86.7 Hamat, which is an increase of 26 percentage compared to the same period last year.
He continued: Also, this year, 373 thousand 538 children’s loan facilities in the amount of 23.01 Hamats have been paid to the applicants, which has increased by 44% compared to the same period last year.
The Director of the Credit Department of the Central Bank, referring to the actions and performance of the marriage and child loan facilities paid in the first 6 months of the current year by the banking network, added: In line with the implementation of the annual budget laws and the family and youth protection law, the notification of the loan facilities Fortunately, the marriage took place at the beginning of the year, and since the beginning of this year, the credit department of the Central Bank has monitored and monitored the system hour by hour, so that there are always 7 active banks in all the provinces and cities of the country to register applicants in the system. have
He added: Therefore, from the beginning of this year to the end of September, 410,150 applicants have received the marriage loan facility in the amount of 83.5 Hamat, which was paid by the banking network, which is a growth rate of 25% compared to It shows the same period last year.
Sahabi emphasized: In view of the President’s emphasis on the priority of marriage loan facilities and the need to facilitate and speed up the assignment of applicants in the queue of banks, the “Monitoring-credit package to facilitate and accelerate the payment of marriage loan facilities” on 20 1402/03/03 was compiled and communicated to the operating banks, and every two weeks, its implementation was monitored, and if there was a delay in granting said facilities by the operating banks, the operating banks with weaker performance were warned. According to the notified package, the banking network was obliged to take action within three months from the implementation of the mentioned plan (20/03/1402 to 20/06/1402) while compensating the backlog of the operating banks in paying the notified monthly quota.
He added: At the end of the mentioned period, the performance of the banking network in the payment of marriage facilities increased significantly, so that from the beginning of the year to the date of 06/20/1402, the number of facilities paid was 382,335 items and amounted to 777,185 billion rials. which has increased by 24% compared to the same period in 1401.
The General Manager of Credits of the Central Bank stated: Also, the number of applicants in the queue decreased until 20/06/1402, which shows the diligence and cooperation of the banking network in paying marriage facilities to the applicants, the performance of the payment facility of Qarz Al-Hosna marriage on 20/06/1402 1402/06 compared to the date of notification of the mentioned package, it has grown by 210% in amount and 189% in number, which has been achieved with the cooperation of the banking network in the payment of the mentioned facilities.
He said: Regarding the quota set for the banking network to pay the marriage loan facility during the mentioned three months, according to the performance of the marriage facility at the mentioned time, the banking network has paid 38% more than the quota set for the marriage facility, and the network In addition to compensating for their delay in granting said facilities, banks have also paid more facilities to eligible applicants from the quota set for the first 6 months of this year.
Saying that regarding facilitating and speeding up the obtaining of guarantees, correspondence has been made with the operating banks, during which the banks are required to obtain guarantees from the applicants within the framework of the annual budget law, and said: This year, until the end of September, there are 359,012 items of loan facilities. Childbearing in the amount of 22.2 Hamats has been paid to eligible applicants by the operating banks, which has grown by 42% compared to the same period last year. Correspondence has also been made regarding accelerating the payment of the mentioned facilities and facilitating the obtaining of guarantees with the banking network.
He added: Monitoring, monitoring and continuous monitoring of the performance of the banking network in the payment of loan facilities for marriage and childbearing are on the agenda of this bank, and if necessary, necessary follow-ups to accelerate and facilitate the payment of the aforementioned facilities for interest. Most of the applicants will be accepted by this bank.
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