Payment of more than 109 marriage and child benefits to 799 thousand applicants
According to Iran Economist From Central Bank, “Mehdi Sahabi” stated: In line with the law to support the youth of the population, from the beginning of this year to the eighth of October, the country’s banking network has paid 426,400 applicants for marriage loan facilities in the amount of 86.7 Hamat. This rate has increased by 26% compared to the same period last year.
Sahabi added: Also, this year, 373,538 loan facilities for children have been paid to the applicants in the amount of 23.01 Hamat, which has increased by 44% compared to the same period last year.
The Director of Credit Department of the Central Bank, referring to the actions and performance of the marriage and child loan facilities paid in the first 6 months of this year by the banking network, noted: In line with the implementation of the annual budget laws and the family and youth protection law, the notification of the loan facilities Al-Hasna, the marriage took place at the beginning of the year, and since the beginning of this year, the credit department of the Central Bank has monitored and monitored the system hour by hour, so that in all the provinces and cities of the country, there have always been seven active banks to register applicants in the system. be
He added: Based on this, from the beginning of this year to the end of September, 410 thousand and 150 applicants have received marriage loan facilities in the amount of 83.5 Hamats, which were paid by the banking network. It shows a growth rate of 25% compared to the same period last year.
Sahabi said: In view of the president’s emphasis on the priority of marriage loan facilities and the need to facilitate and speed up the assignment of applicants in the queue of banks, the “Monitoring-credit package to facilitate and accelerate the payment of marriage loan facilities” was compiled on June 20, 1402 and It was notified to the operating banks and its implementation was monitored every two weeks, and if there was a delay in granting said facilities by the operating banks, the operating banks with weaker performance were warned.
He pointed out: According to the notified package, the banking network was obliged within three months from the implementation of the mentioned plan (20/03/1402 to 20/06/1402) while compensating the backlog of the operating banks in paying the notified monthly quota. take action
This official continued: At the end of the mentioned period, the performance of the banking network in the payment of marriage facilities increased significantly, so that from the beginning of this year to 20/06/1402, the number of facilities paid was 382 thousand 335 and in the amount of It is more than 777 thousand and 185 billion Rials, which has increased by 24% compared to the same period in 1401.
The General Manager of Credits of the Central Bank added: Also, the number of applicants in the queue decreased until 20/06/1402, which shows the diligence and cooperation of the banking network in paying marriage facilities to the applicants. The performance of Qarz Al-Hosna marriage loan payment facility on 20/06/1402 has grown by 210% in amount and 189% in number compared to the date of notification of the mentioned package.
He said: Regarding the quota set for the banking network to pay the marriage loan facility in the mentioned three months, according to the performance of the marriage facility at the mentioned time point, the banking network has paid 38% more than the quota set for the marriage facility. The banking network, while compensating for its delay in granting said facilities, has also paid more facilities to eligible applicants from the quota set for the first 6 months of this year.
Sahabi stated that regarding facilitating and speeding up the obtaining of guarantees, correspondence has been made with the operating banks, during which the banks are required to obtain guarantees from the applicants within the framework of this year’s budget law, and said: this year, until the end of September, 359 thousand And 12 items of Qarz Al-Hasna childbearing facility in the amount of 22.2 Hamats have been paid to eligible applicants by the operating banks, which has grown by 42% compared to the same period last year. Correspondence has also been made regarding accelerating the payment of the mentioned facilities and facilitating the obtaining of guarantees with the banking network.
He added: Monitoring, monitoring and continuous monitoring of the performance of the banking network in the payment of loan facilities for marriage and childbearing along with the priority of this bank is on the agenda and if necessary, the necessary follow-ups to accelerate and facilitate the payment of the aforementioned facilities for the purpose of interest Most of the applicants will be recruited by this bank.