Prediction of 47% growth of the insurance portfolio in the next year / the share of partner organizations in third party insurance will be allocated on the condition of introducing the project

According to the report of Fars news agency’s economy reporter, Majid Mashalchi’s first press conference as the spokesperson of Central Insurance was held with a number of Central Insurance managers at the Central Insurance building in the presence of reporters.

Mashalchi said in this meeting: After 50 years of the establishment of Central Insurance in the country, the post of spokesperson was defined and other insurance companies are also supposed to introduce a spokesperson in writing to Central Insurance so that the insurance industry in the country is accountable and transparent. The deputy official of the central insurance said that organizations such as highways and road transport, emergency services and road police receive a percentage of third party insurance premiums, and whether these amounts are used to reduce accidents. It was taken last year, it was 500 billion tomans, and we proposed 300 billion tomans for next year’s budget bill, but the government increased this figure to 600 billion tomans in the bill, and it is currently being reviewed in the parliament.

The spokesperson of the Central Insurance emphasized that the third party insurance policy is not able to pay 600 billion tomans to other organizations and said: These sums were supposed to be invested in order to reduce the amount of accidents and damages, but we do not see any effects from it in order to reduce accidents. Organizations that receive these amounts should define a project and submit a progress report every three months.

Mashalchi also said about the cooperation of insurance companies with the Ministry of Health in the direction of electronic prescription and electronic health insurance: this task was left to the ground by the previous governments, and the deadline was January of this year for the prescription and electronic health record to be done digitally. , but insurance companies should connect to Sepas database due to the variety and abundance of software. In this bank, there was no role for Central Insurance as a supervisor of the insurance industry, and we voluntarily defined a mission for ourselves about 4 months ago.

He said: Currently, several insurance companies have been connected to the Sepas system with the infrastructure and facilitation of the Central Bank, and we have delivered the SH system to insurance companies for electronic prescriptions, and a number of insurance companies have been connected to the Central Insurance Database, and in the field of supplementary medical insurance, up to In a month, they will be connected to the system of the Ministry of Health, and information from the Sepas system will be provided to insurance companies.

The spokesperson of Central Insurance stated: Currently, the exchange of information from insurance companies to the Ministry of Health is done unilaterally.

Abbasianfar said in this meeting: In the meeting we had with Mr. Pourabrahimi as the supervisor of the Supreme Council of Insurance, it was announced that the allocation of the organizations’ share from the insurance policy should be based on the introduction of the project, and that these projects should be defined in order to reduce accidents.

Also, in response to a journalist’s question that despite the increase in the number of insurance companies, why are services not diversified to the people, he said: If we are going to limit the number of insurance companies, the competition will disappear, on the other hand, the registered capital to form an insurance company we have raised and companies are establishing an insurance company with large investments.

He added: According to the Central Insurance Act, general licenses are no longer given to insurance companies, and we are moving towards specialized licenses such as life insurance or trust licenses, provided that the processes of the insurance company are electronic and absent, and the new companies are based on the basic technology of their activities. start

The spokesperson of Central Insurance also pointed to the holding of the technological event of Technological Tuesdays in Central Insurance and said: The Vice President of Planning and Programming carefully follows up these meetings. Every insurance company announces, introduces and verifies the product, and the goal of digital technologies is to provide better and faster services to people and policyholders.

Mashalchi also said: Transparency and protection of the premium of the insured is followed by the central insurance company, and now there are some insurance companies that pay 70% of their losses below 20 million tomans in person and digitally, so the ultimate goal of these technologies in insurance companies is to attract People’s satisfaction and improving the quality of insurance services for policyholders.

In response to a journalist’s question that there have been cases of suspected money laundering in life insurance in some insurance companies, Mashalchi said: The insurance industry has developed money laundering standards since 2009 and is one of the first organizations to develop anti-money laundering regulations. and suspected cases of money laundering are investigated carefully. In the case of the company where such a claim has been made, we sent evaluators and inspectors and the question of money laundering is ruled out and there was no such thing.

Also, regarding the tax exemption according to the law, the purchase of any type of insurance, including life insurance and savings, is tax-exempt, and companies that purchase life insurance or life insurance and savings for their employees, if it is for tax exemption He has not done anything against the law.

The spokesman of Central Insurance stated: Of course, life insurance coverage is different according to the capital and age of people, and the insurance premium will be proportional to these cases, and we will check the cases in insurance companies. We have sent a monitoring team from the central insurance monitoring area to the said company and preliminary reports are ready, but no violation of the law has been observed yet.

Mashalchi added: usually life insurance is considered as a tax shield and the legislator has defined life and life insurance in order to encourage savings in the society and the legislator has said that the purchase of any type of insurance policy including life insurance and tax-free savings and in fact, they want to encourage people to save and buy insurance policies in this way.

He also said: Let the investigations be done in full, because the preliminary investigations have not been finalized yet. We do our monitoring. Insurance companies also do specialized work. We have to respect each other’s work, but we will monitor carefully and openly and we will inform about it after it is confirmed.

The Central Insurance spokesperson also predicted that the volume of the insurance industry’s portfolio will grow by 47% next year.

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