Preparation of the banking network for the payment of marriage loan facilities
The Director General of Monetary and Credit Operations of the Central Bank announced:
Mohammad Nadali, Director General of Monetary and Credit Operations of the Central Bank, stated in an interview with the national media about the necessary documents for receiving marriage facilities: According to what is explicitly stated in the budget law, after The applicant’s credit rating by the bank, a maximum of promissory notes or a valid guarantor will suffice to receive the facility.
According to the Director General of Monetary and Credit Operations of the Central Bank, the documents required to receive a marriage loan include marriage certificate, national card and identity card of the couple and documents related to a valid guarantor along with a copy of all items.
Regarding the claim that having an end-of-service card is required to obtain a marriage loan loan: This news and claim is like a lie of thirteen, and an end-of-service card is not necessary to get a marriage loan loan.
Regarding the steps of receiving marriage facilities, Nadali also said: the applicant will receive a 10-digit tracking code by referring to the Qarz al-Hasna marriage facilities system and registering online and completing the relevant forms. After the branch is designated by the bank, the applicant has 12 working days to visit the branch. Also, each couple is identified as an applicant by the bank and based on the accreditation, the bank acts as a guarantor and guarantor.
He stated that the marriage facility is interest-free and has only a 4% fee, adding: “This facility is for 10 years and the amount of each installment is about one million tomans.”
The Director General of Monetary and Credit Operations of the Central Bank emphasized: According to last year’s statistics, 924 thousand marriage loans were paid by the banking network. This year, according to the routine of previous years, eligible applicants can benefit from these facilities by completing the steps.
Nadali added: “Applicants who failed to receive the facility last year and did not sign a contract with their selected branches, will receive the facility with a new amount this year.”
According to this report, from the beginning of this year until April 6, more than 65,000 people have registered to receive Qarz al-Hasna marriage facilities.