Banking and insuranceEconomicalEconomicalBanking and insurance

Provision of pensioners’ livelihood requires the creation of new funds


According to the financial news report, citing the public relations of the Iran Insurers Syndicate, Seyed Mohammad Karimi, Secretary General of the Insurers Syndicate, in the meeting of the General Council of the Insurers Syndicate of Iran, in the presence of the Honorable Minister of Economy, said about the process of demographic changes and transformations in the country: meeting the needs of insurance companies Retirees need to create new funds.

The Secretary General of Iran Insurers’ Syndicate said: “Dear people and retirees deserve to have income from several funds after retirement from work instead of receiving pension from one fund.” The group retirement plan is a good activity that has been provided by insurance companies in recent times.

The Secretary General of Iran Insurers’ Syndicate also stated: the insurance industry supports the national economy. All over the world, people’s peace of mind comes from insurance. Based on the documents and signs left in the old inscriptions, it can be said that the insurance industry in Iran is very old.

Karimi also stated: Last year, more than 170 thousand billion tomans of insurance premiums were collected and an amount of the same amount was allocated to pay damages to the insured and its agents.

He said: One of the basic measures that should be given more attention in the field of economy is the issue of holding large risks by the country’s insurance industry.

Karimi stated: In this regard and considering that the owners of big risks were generally interested in getting their insurance policies from prominent companies in the world, after the imposition of sanctions, our domestic companies have the ability and knowledge to cover have experienced these things.

The Secretary General of the Syndicate of Iranian Insurers stated: Fortunately, the sanctions allowed us to become the owners of technology and take the largest capital, the maintenance of large risks, with the necessary capacity.

He said: At this time, we are ready to have our insurance activity in the region and neighboring countries after the lifting of sanctions.

The Secretary General of the Syndicate of Iranian Insurers stated: On the other hand, in the country, with round-the-clock activity, insurance companies were able to provide good services in the field of medical and personal supplementary insurance in the last two decades. Currently, more than 70% of the country’s insurance industry portfolio includes these two insurance fields. This problem shows the importance of this field. But there are many challenges in this regard. Insurance companies do not have many powers in these two fields and they need the assistance of the honorable government and especially the honorable minister of economy.

Referring to the beginning of the supplementary pension plan, he said: In order to meet the needs of dear retirees, several funds should be established. The group retirement plan is also a good activity that has been provided by the insurance companies under the guidance of the Central Insurance.

Karimi also mentioned the takaful plan and stated: Many companies have announced their readiness to cooperate in this field, we hope that the mechanism for issuing insurance policies in this area will be provided for citizens as soon as possible.

The Secretary General of the Syndicate of Insurers of Iran said: This year, the insurance industry must pay about 10 thousand billion tomans for duties and taxes to various institutions. We hope that in this regard, under the supervision of the honorable government, there will be more assistance in adjusting it for the next few years.

Referring to the necessity of seeking opinions from insurance activists regarding the bills, plans and directives presented by the government, he said: surely, using the knowledge of insurance industry activists before presenting these items can add to its richness. .

Karimi listed the empowerment of human resources in the insurance industry as well as the presence and accompaniment of managers and insurance experts in the international trips of the honorable government and especially the honorable Ministry of Economy as important measures.

He also said: Currently, two funds for physical damages and building accident funds are operating in the country, but there are some manipulations in this regard.

These two funds should be seriously supported by the government.

It should be noted that the meeting of the General Council of the Syndicate of Iranian Insurers was held in the meeting hall of the Honorable Ministry of Economy with the presence of Dr. Khandozi, the Honorable Minister of Economic Affairs and Finance, Engineer Behzadpour, the General Director of the Central Insurance of Iran, and the managing directors of the member insurance institutions of the Syndicate of Iranian Insurers. .

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