Razi’s significant income from being a member of the Energy Consortium

According to the report of the financial news, citing the public relations and international affairs of Razi Insurance, Saadat Faraghi, the manager of engineering insurances of Razi Insurance, who was a guest of the 54th Accountability Tuesdays event, said: Razi Insurance Company is among the top three companies in the insurance industry in the field of engineering. And the company plans to grow more in the field of energy.

In the definition of energy insurance, referring to the laws of the insurance industry, he said: During the construction and operation of refineries and petrochemicals, there are risks and dangers that may cause damage to them, hence the insurance industry, the system and regulations It has designed the coverage of risks related to oil, gas and petrochemical units in the form of energy insurance.

In response to a question about whether gas pressure drop and people’s lack of access to natural gas in domestic and industrial use is considered as a risk, the director of engineering insurances of Razi Insurance pointed out: gas pressure drop and people’s lack of access to natural gas as a risk The risk is recognized, but there is no insurance coverage for residential houses.

He clarified: the activity of some industrial factories is based on gas consumption, and the interruption or drop in gas pressure brings damage to the factories, in this regard, the field of non-profit insurance is suggested to the factories, which, of course, requires up-to-date information to determine the insurance policy rate and risk management. It is felt.

Emphasizing the membership of Razi Insurance in the energy consortium of the insurance industry, Faraghi said: this year, six oil refineries led by Razi Insurance have been covered by insurance, and until now a significant amount of income has been earned by Razi Insurance through the energy consortium.

He continued: The presence of Razi Insurance in Sanat Energy Consortium is very effective for representatives in the field of marketing and attracting large portfolios, while one of the tender conditions is the performance of the insurance company in the field of covering the company and large projects.

Stating that Razi Insurance Company is among the first three companies in the private sector in the production of engineering insurance premiums, Faraghi reminded: According to the targeting of Razi Insurance Company being placed among the top five companies in the industry, the main goal of engineering insurance management is to The company’s energy field will be among the top five companies, and it is hoped that by the end of the year, it will also be at its highest level in the insurance industry due to the attraction of new portfolios in the energy field of Razi insurance.

He stated: Currently, 10% of Razi Insurance Company’s portfolio is dedicated to engineering and energy fields.

In response to the question of whether a specific plan has been formulated to improve the technical knowledge of associates and representatives, the director of engineering insurances of Razi Insurance said: written planning in order to improve the technical knowledge of associates and representatives in the field of attracting engineering and energy insurances. which will be followed seriously in the next year, and currently due to being placed in the last quarter of the year, which is very important for insurance companies, the training needs of branch colleagues and representatives will be met online in order to attract engineering and energy portfolios.

Faraghi said: In the past, electronic equipment was covered under large contracts, but with the implementation of the Milad Noor project, which continues until the end of February, new electronic equipment will be covered by engineering insurance in the form of individual contracts, and there is a suitable environment for the activities of representatives in the field of engineering. is included in.

He clarified: the field of electronic equipment of the Milad Noor plan is currently one of the best and most complete insurance coverages in the insurance industry, and besides that, insurance coverage for the engine, gearbox and car cooler with a much lower premium than in the past is available to our compatriots, especially women, until the end. It will be offered in February.

The director of engineering insurances of Razi Insurance also explained about the Golden Peace plan: The Golden Peace plan was started in Qom province in 2018, and the Qom branch of Razi Insurance issued the first comprehensive building coverage in this province.

Faraghi continued: The Golden Peace Plan was designed and implemented with a pathological view of the problems of the insured and the insurer, and it has many advantages over similar insurance policies, one of the most important of which is its competitive premium.