Some banks lend 150 million tomans to their employees

The issue of facilities granted to their employees with figures such as 150 million Tomans, with the guarantee of one of the applicant colleagues and an annual profit of 18% has become news.

Accordingly, in the circular of late March, one of the state-owned banks has been mentioned, in order to meet the main needs and concerns and to motivate in order to advance the bank’s goals, according to paragraph one of the 69th meeting dated 12/17/1400 of the esteemed board of the bank. The payment of the facility was agreed upon.

Murabaha facilities for employed employees:

1- Murabaha facilities in the amount of one billion and five hundred million Rials at a rate of 18% and with repayment of 12 30-month periods (up to the age of 70 of the colleague) can be paid in a step-by-step manner and in the form of a Murabaha contract.

2- Equivalent to 2% of the deposit amount for each of the applicants will be deducted and transferred to the account of Atieh Insurance Fund until the installments of the facilities granted at the time of death are fully subject to payment from the above-mentioned fund.

3- The contract is signed by the recipient of the facility and one partner is the guarantor.

4- Depositing the mentioned facilities through the central computer – Sadad Data Processing Company is centralized, so the units will not be allowed to deposit the facilities manually.

5- The Human Capital Departments of the Branch Affairs Departments and the Secretariat Departments of the General Departments to collect the completed contracts and the names of the applicant employees from March 12th to 14th in the bonus deduction section of the comprehensive personnel system with the number “100” and the employees who They do not agree to register with the number “e”. Then send the contracts to the operating branches and the general offices to the central branch for recording in the facility files.

Tasnim