The big stone in front of the tenants / Who can pay the installment of 5 million Tomans?

According to Tejarat News, the registration of housing has started in the new government plan, and applicants must refer to the system introduced by the Ministry of Roads and Urban Development to register their application.
Price system to the address https://saman.mrud.ir/ It is available to registration applicants and individuals can register their application through the National Housing Movement registration option of this system.
In this plan, 350 million Tomans will be paid to each applicant with an interest rate of 18%. If the installments of this loan are 12 years, the amount of each installment is more than five million Tomans. Most of the current tenants and beneficiaries of this scheme are in the tenth to fifth deciles of the community.
The average salary of households in these deciles is about 3.5 million tomans, in fact, people criticize this plan regarding its installments. How should a family with a salary of about 3.5 million pay more than five million tomans in installments?
In fact, the main criticism of the applicants to this plan is about its installments. They say they cannot afford these installments and the government should not be so strict.
“I am retired in need of the night. Where can I get money for this government project?”
“If the government really wants to have a house, why doesn’t the house give the tenants the full installment? I get a 50 percent salary in the first month and 50 percent in the end.
“Where can a worker bring 40 tomans? Where can he pay 5 tomans in installments? This plan is really for the poor or an excuse for others.”
“Have a better idea, where do they get money from?
“They want unburned people to take out a body loan with 18% of the banks in their economic cycle, otherwise they would not have taken it so hard.”
“Aren’t you saying that good government land should at least help the government to pay the installments, who have 3,500 to 5 million a month to pay !!! ??? “Sit down and judge for yourself and see if this is a fair decision.”
Of course, this plan has another serious criticism from economic experts. They believe that the government’s new plan for the housing market is like the seal of inflation.
Click on the “Everything we need to know about the Housing Leap Plan” link for more details.