The boundaries of social responsibility shifted in favor of the people

According to the Iran Economist-Bank Ayandeh, which had previously operated the process of paying micro-facilities with an easy, simple, credit-based and unsecured process, it continues its efforts to create more value for customers and the general public, all at the same time. With the measures adopted by the thirteenth government, in order to facilitate the granting of micro-facilities to individuals based on alternative methods of collateral and the development of Qarz al-Hasna services, it is taking steps.

Ayandeh Bank is based on the policies of the Ministry of Economic Affairs and Finance and the Central Bank in the areas of banking system transformation for the benefit of the people by paying special attention to the payment of micro-facilities with easy, simple, credit-based and unsecured process, with the aim of solving people’s problems. 1399 and 1400 and by adopting a strategy of changing the pattern and combining the costs of payment of facilities, in addition to providing facilities to the general public to meet the needs of themselves and the manufacturing industry, economic activists and entrepreneurs in order to maintain employment and promote economic growth and development The country should also play a significant role in fulfilling its social responsibilities.

Ayandeh Bank, by granting 50,528 items of micro-facilities totaling more than 10.038 billion Rials, to medical staff working throughout the country in the field of Corona, without obtaining a guarantor and only by presenting a general guarantee letter from medical universities and hospitals across the country, from The medical staff and nurses in the days of dealing with coronary heart disease with the release of the product “Supporting Health Angels” supported that the resources needed to pay for these facilities were provided from the free and public resources of the bank and without any government assistance and voluntarily. And implemented with complete success.

Also, in order to pay micro-facilities to different segments of society, with easy conditions for purchasing domestically produced goods and services, up to 700 million Rials per person (and recently 1.250 million Rials) and with the speed expected by the people, the project “Kargasha Facilities Has been implemented.

From the 20th of Farvardin 1399 to the 20th of Bahman 1400, 22,768 Kargasha facilities have been paid in the amount of 7.753 billion Rials.

Payment of facilities and purchase credit for people’s installment purchases through online stores up to 200 million Rials, with a minimum guarantee and based on credit and in-person process is another action of Ayandeh Bank for the general public so that they can easily make the required purchases without visiting in person. Do.

In the period from April 10, 2016 to February 11, 2014 in this sector, Ayandeh Bank has paid 14,289 facilities worth 1.946 billion rials.

“Mardomyar” is another product of Ayandeh Bank that facilities up to one billion Rials are paid to all different segments of the people with the minimum collateral and necessary guarantees.

The period from 1/20/1399 to 11/20/1400, shows the payment of 6,803 in the amount of 5.054 billion rials of public assistance facilities.

Housing deposit assistance facility of 700 million Rials in Greater Tehran, 500 million Rials in metropolitan cities and 250 million Rials in other cities, payment of marriage loan in the amount of 500 and 700 million Rials to support youth marriage, loan payment to Ministry of Defense retirees and support in the amount of 100 and 200 million Rials Payment of a loan of 10 million rials in the form of a living package to the head of the household is also among the actions of Ayandeh Bank in the field of credit and payment of facilities.

In the period from the 20th of Farvardin 1399 to the 20th of Bahman 1400, 24,041 support facilities for tenants and 15,043 loans for marriage loans have been paid in the amount of 15,043 and 10.376 billion Rials, respectively.

Also, payment of “efficient” facilities for starting, supporting and expanding small businesses, payment of other types of small facilities (special facilities for knowledge-based companies, companies active in the field of tourism, facilities of paragraph A of Note 18 of the Budget Law of 1400, women heads of households and companies SME) is one of the measures taken by Ayandeh Bank to support and help families, as well as to boost production and maintain employment.