The colorful role of households in receiving bank loans
Eco-Iran: The analysis of the amount of bank facilities from the beginning of the year to the end of August shows that the household’s share of bank facilities has increased compared to the previous month and is at the highest level this year.
The share of households from bank facilities continues to increase and this trend continued from the beginning of this year until the end of August.
The latest report of the central bank on the state of facilities paid to different economic sectors has been published, which shows that the country’s banking system has paid about 1,787 hemats of facilities to business owners and households during this period. This figure has increased by 26.3% compared to the same period last year.
According to this report, out of the 1,786 payment facilities offered by banks during the first five months of this year, about 82.3% of the shares were for business owners and 17.7% were for households as final consumers.
Service department in Tirras banks
Surveys show that the “services” sector received the largest amount of bank facilities during the first five months of this year, so that the share of this sector in the total facilities paid to business owners was about 39 percent. “Industry and mining” sector is also in the second place with a share of 38.8%.
During the first five months of this year, the two sectors “Services” and “Industry and Mining” each received about 570 hemats of bank facilities.
The housing and construction sector also received the lowest amount of bank loans during the first five months of this year with a share of 5% of the total payment facility.
Housing and household came first
Examining the process of payment of facilities to the total of different economic sectors and households shows that the total amount has increased by 31.6% at the end of August compared to the end of July.
While the amount of facilities paid to the housing and building sector in this sector was the lowest, but the growth of facilities in this sector was the highest level. In this way, the facilities granted to the housing and construction sector have increased by 41% from 55.6 hemats at the end of July to about 79 hemats at the end of August this year. “Industry and mining” sector is also in the next place with a growth of 32%.
On the other hand, the review of the facilities granted at the end of August shows that the household’s share of bank facilities has increased compared to the previous month and is at the highest level since the beginning of this year.
According to the statistics of the Central Bank, the household’s share of the facilities granted by banks has increased from 10.9% in the first month of this year to 17.7% at the end of August. It seems that the government has imposed on the banks, such as loans for marriage, childbearing, and housing deposit It has increased the share of households from bank facilities.
