The death risk capital limit of life insurance reached 20 billion Rials
According to the financial news report, citing the public relations of Cooperative Insurance, in the implementation of Article 7 of the Life Insurance and Pension Regulations, the maximum amount of insurance for the risk of death in one or more individual life insurance policies issued by one or more insurance companies for one insured 20 billion rials was determined.
It should be noted that in Cooperative Insurance Life Insurance, the most complete and comprehensive insurance policy in the country will be provided and features such as exemptions, pension payments, accident insurance coverage, supplementary insurance, etc. are included in this insurance policy.
Based on this, the holder of this insurance policy “can benefit from medical insurance services including the payment of dental fees, paraclinic consolidation, hospitalization and surgery” and benefits from services such as “fire insurance coverage for residential houses and workplaces”.
“Covering the insurance policyholder’s exemption from paying insurance premiums due to death due to an accident”, “Covering medical expenses due to an accident”, “Payment of damages in case of five special diseases including heart attack, stroke, open heart surgery, cancer, organ transplant The main body” and “payment to corona patients” were among the other things that have been seen in the life insurance plan.
It is worth mentioning that “the number of specific diseases covered in 4 main groups has been increased from 5 diseases to 30 diseases and in this plan up to 50 million Tomans will be covered in the form of capital”.
Accordingly, “the first group of this category is cancer and bone marrow transplantation; The second group includes heart diseases including stroke, first heart attack, aortic surgery, etc.; The third group is dedicated to nerve diseases including tumor and…and the fourth group is to other diseases including severe liver diseases and…
It is noteworthy that this insurance policy aims to add the coverage of “medical consultation costs” to this field and provide a more complementary package for customers.