The granting of facilities in the housing bank accelerated
According to the Iran Economist, Mahmoud Shayan, referring to the payment of unsecured loans in the Housing Bank, stated: Following the 5 decrees of the President to the CEOs of banks, facilitating the provision of micro-facilities was put on the agenda, and therefore the instructions for paying unsecured loans up to the ceiling We announced 100 million Tomans to the branches.
He continued: “In this regard, in order to control the NPL or the ratio of non-current receivables to the total payment facilities of banks, we replaced the credit rating system with a central guarantor and collateral in the system, because in all banks in the world what is the criterion for payment of facilities Takes, is the credit of the individual.
The CEO of Maskan Bank stated: In the first stage, we informed the branches so that people who receive their salaries from Maskan Bank can use the facilities up to 100 million Tomans without providing a guarantor. This process started on February 29, and of course, the cases that had already been completed and were waiting for the guarantor were also implemented, and in fact, the speed of granting our facilities in the bank increased.
We have limited property
Shayan also referred to the surplus property of Maskan Bank and said: “Maskan Bank does not have many companies, but their number is limited and of course it is specialized and instrumental.” We sometimes have construction companies whose goal is to enter into projects to facilitate housing construction, given the important issue of the National Housing Movement.
He added: “The property we have is due to the miscalculation of customers, which the bank has been forced to own. According to expert work, we regularly hold auctions and sell the property.” Of course, some properties may not be sold due to special circumstances, which is definitely not a shortcoming on the part of the bank, and we will act according to the law and duty.
The CEO of the Housing Bank said: “This bank is a specialized housing bank and our facilities are much less than the value of the property, so we try not to acquire in order to satisfy the people, but to collect receivables through other means.”
What about the National Housing Movement?
In another part of his speech about the National Housing Movement, Shayan said: “According to the task of the President, it is planned to build 4 million housing units in the next 4 years and make them available to the people.” So far, more than 2.3 million people have registered in the official system of the Ministry of Roads and Urban Development.
He continued: in the national action plan, more than 280,000 eligible applicants had deposited deposits with the Housing Bank, which also deposited more than 12,000 billion tomans from their company’s share to implement the plan. From this place, we injected more than 6800 billion Tomans to the projects, of course, 980 billion Tomans were injected from the bank’s resources for the implementation of the projects.
The CEO of Maskan Bank stated: In this regard, the parliament has obliged the banks to pay 360 thousand billion Tomans for the annual construction of one million houses, which is the share of 20% of Maskan Bank, which will probably continue as a continuous law, and in 1401 this The amount increases.