The growth of Sina Bank’s performance efficiency indicators

According to the financial news report, Sina Bank’s financial statements for the first half of this year show the favorable conditions of this bank’s performance and promise that by the end of this year, this bank will be among the top banks in the country in terms of key banking indicators..

Return on assets ratio (ROA)

This ratio is calculated by dividing the net profit by the average total assets. This ratio evaluates the net income generated from the use of the bank’s total assets and indicates efficient management in relation to the use of assets to generate profit. The recent trend of this ratio in Sina Bank is increasing and at a “good” level.

Return on capital ratio (ROC)

This ratio is obtained by dividing the net profit by the average capital. Capital ratio examines the efficiency of a company in creating net profit for shareholders. In fact, this ratio expresses how much net profit the company has achieved for shareholders for each unit of capital..

The capital return ratio of Sina Bank, which was calculated at 29% in 1400, has reached a figure of 73% in the first half of this year. .

Return on equity ratio (ROE)

This ratio is obtained by dividing net profit by average equity. Using this ratio, the bank’s profit is calculated for each rial of equity. Long-term and short-term deposits of customers increase the wealth of shareholders when the rate of return on investment is higher than the interest rate on deposits..

In this case, the excess rate of return is awarded to the company’s shareholders, but if the rate of return is lower than the interest rate, the rate of return on equity will decrease. This ratio in Sina Bank has reached 35.8% with an upward trend.

Source: Khord and Klan news base