The guidelines for housing facilities for the third child were amended and announced
According to Iran Economist From Central Bank, “Mehdi Sahabi” referring to the communication with the Ministry of Housing system to inquire about the records of applicants for housing facilities by banks, said: According to this year’s budget law, applicants whose third or more children were born on June 1, 2019 onwards It is possible to pay the facility of loan, deposit, purchase or construction of housing up to 200 million tomans.
Referring to the modification of the conditions for benefiting from the said facility, he said: Among the cases that should be controlled according to the regulations of the operating banks, form (c) was the applicant’s, which means that the applicant’s use or non-use of government facilities, land, and subsidized facilities should be checked. they did. However, considering that the ruling spirit of the law on the youth of the population and family support encourages and emphasizes having children, therefore, in the central bank, we came to the conclusion that in order to receive this facility, this paragraph should be deleted and the relevant instructions should be amended and sent to the network on Wednesday, July 7, 1402. Bank has been notified.
Sahabi added: For example, the applicant’s form (c) may be red and he has used subsidized facilities and government facilities, but for whatever reason he has sold the property he had.
The director of the credit department of the Central Bank stated: Therefore, banks evaluate only two of the three issues that they control for the verification of the homeless regarding this facility. The first point is that in the comprehensive support system of the Ministry of Roads and Urban Development, the link of which is provided to the operating banks, they check the current ownership status of the applicant, which means whether there is currently a property in the individual’s name or not. The second point is to query the Central Bank’s Samat system, which determines whether a person has an active housing facility or not.
He continued: Therefore, if the applicant does not have a property in his name and does not have an active housing facility, the acting bank can file a case in this regard.
According to the director of credit department of the central bank of five Mellat banks, Saderat, Trade, Post Bank and Maskan were designated as the operating banks of this facility, and applicants can benefit from the said facility by directly visiting the branches of these banks.