The medicine after the death of Sohrab! / Continuation of housing deposit loan payments until the end of the year – Tejaratnews

According to Tejarat News, the central bank has announced that the housing deposit loan will be paid to the applicants by the end of 2012. The ceiling of housing loan and deposit in metropolitan cities and other cities is 100 million, 70 million and 40 million tomans, respectively, and its repayment is set in five years.

19 Housing Banks, Melli, Sepah, Postbank, Export, Trade, Mellat, Refah, Entrepreneur, Saman, New Economy, Parsian, Pasargad, Sina, Aindeh, Shahr, Tourism, Iranzmin, Middle East and Nations Credit Institution obliged to pay housing deposit facilities have became.

What happened to increase the amount of housing loan and deposit?

At the same time, the government has announced the limit of housing deposit loan to 100 million tomans, which it announced in June of this year that this facility will increase to 200 million tomans if approved by the Supreme Housing Council.

The issue of increasing the loan and deposit limit was raised when the rental market experienced a strange inflation at the beginning of 1402, and this factor caused problems for tenants. These people were faced with an unprecedented price increase when their home contract expired, and not only could they not renew their contract, but they also had trouble finding a new home that fits their budget.

But not only has this loan not increased, but the deadline for its payment has also been postponed to the end of this year, and practically it will not solve any of the tenants’ problems this year.

At the beginning of this year’s trading season, the government decided to increase the amount of some loans related to the housing sector, but since these measures were not planned like most of the government’s previous measures, either this increase did not happen or after some time the statistical population included in it was limited. .

Does housing deposit loan solve the problem of tenants?

As it was said, rent inflation in 1402 has gone through an unprecedented trend, and now tenants have to pay 200 to 300 million tomans in mortgage and about five million tomans in monthly rent, even for a minimum housing rent in an average area.

Therefore, it can be said that this loan may solve the problem of some people with better financial conditions, but it will not be a solution for the first deciles of the society, especially in the city of Tehran, because both the procedures to receive it and the payment of its installments are difficult for them in addition to the amount paid for Renting is difficult.

On the other hand, those who received a housing deposit loan last year cannot receive the loan again for five years unless they have fully paid it! Therefore, tenants with this rate of inflation may solve their problem this year, but they will probably have to face a big obstacle in renting a house next year.

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