The new cooperation between Saderat Bank and DigiP to purchase credit from DigiKala
According to the financial news report, citing the public relations of Saderat Bank of Iran, in this tripartite memorandum of understanding signed by Mohsen Seifi, CEO of Saderat Iran Bank, Yaser Moradi, executive member of the bank’s board of directors, Hamid Mohammadi, CEO and member of the board of directors of Novavaran Fan Awazah Company (Digikala). and Homan Amini, CEO and member of the board of directors of Navavaran Virtual Payment Company (DGP), establishing and developing cooperation and providing all kinds of banking and financial services and using different and diverse capacities to finance producers and suppliers of Iranian goods, optimal allocation of resources to production and payment Micro-marbahah facilities for customers and buyers of goods are on the agenda.
In this meeting, the CEO of Saderat Bank of Iran, examining the position of the two brands of Saderat Bank of Iran and Digikala in the Iranian economy, said: Saderat Bank of Iran, having the largest geographical coverage of Iran, with its asset and investment portfolio, plays a big role in Iran’s economy, and in cooperation with Digikala will mark important monetary and financial events in the country’s economy.
Mohsen Seifi added: In the framework of this cooperation, those who receive their salaries from Saderat Bank of Iran or have an account with this bank and have a real need to buy goods, can enjoy the necessary credit. Millions of people who receive their salaries from Saderat Bank of Iran do not have any problems in paying their installments, and in the form of this cooperation, new measures and new products can be presented.
He added: In the form of this cooperation, the malpractices in the distribution of credits will be reduced and the resources will be used directly for the purchase of goods and the facilities will be used in their actual location. About half of the country’s population are active customers of Saderat Bank of Iran, and this is the potential advantage of this bank in this cooperation.
Banking knowledge, along with information technology knowledge, will make a big difference in the country’s economy, and the electronic asset verification system (SET) and the secure digital check of the Export Bank of Iran (CHEKNO) will greatly contribute to the realization of the goals of this memorandum.
Announcing that Iran Export Bank Neo will also be unveiled soon, he added: Iran Export Bank Neo will be one of the most important neo banks in the country due to having many credits with the bank’s customers.
Moradi, the executive member of the board of directors of Saderat Bank of Iran, also pointed out the importance of collateral for companies in providing credit services and said: the system of Saderat Bank of Iran was designed to solve this problem and won the top rank in the electronic banking conference and Dr. Nurbakhsh festival, and at the same time Digikala and DigiP were named as strategic partners of Bank Saderat Iran.
He added: “Technical infrastructure has helped a lot in the creation and conclusion of this memorandum of understanding, and this memorandum has been agreed upon by all the different units of the bank and is the beginning of a win-win movement and can be a prelude to creating more capacities for credit activities between Digikala Group and Saderat Bank of Iran.” because it is possible to use Sepehr’s capital supply capacity to strengthen this cooperation through the capital market.
In this meeting, the CEO and member of the board of directors of DGP also welcomed the signing of this memorandum, stating that in cooperation with large banks such as Bank Saderat Iran, it is possible to change the culture, and said: the professional team in Bank Saderat Iran is a positive energy for the start of this cooperation. and this bank is an old and well-established bank of the country.
Homan Amini added: Our mission at DigiP is to help improve financial inclusion, and this work cannot be done alone in the form of digital activities.
Emphasizing that a lot of time is still needed to reach a digital society, he said: The more we move forward in this space, the more we come to the conclusion that the realization of this goal can only be achieved by working together with interested groups, including smart banking. Did. In the world, the cooperation of the banking system, the capital market and the digital economic platform with a close cooperation has led to the presence of the digital economy, and the more effective this cooperation is, the better the results will be.
He listed credit rating, identity verification and eligibility verification as well as documents among the bottlenecks of granting credit in the digital economy and said: if these can be combined with the verification system, it will be fruitful in terms of banking risk and fair distribution of services among different segments of the society. will follow and in cooperation with the bank we are looking to achieve a long-term cooperation. With 20 million monthly visitors, 300 thousand sellers, more than 40 million active consumers and 10 million users, Digikala has the necessary infrastructure for various services, and this cooperation with Saderat Bank of Iran will significantly help the society, and we are interested in the bank’s cooperation. Iran’s exports to achieve an inclusive Iran result.