Banking and insuranceEconomical

The number of electronic transactions in the country increased


Of course, the number and amount of transactions have grown by 11.68 and 22.33 percent compared to the previous year.

Based on this, the nominal monthly growth of Shoprak transactions in July of this year compared to last month was equal to negative 5.43%.
In July of this year, the share of internet acceptance tools in the completed transactions was 4.8% and mobile acceptance tools was 1.6%, while store card readers accounted for 93.5% of all completed transactions.

Of the number of transactions, 89.48% were related to the purchase of goods and services, 6.33% were related to bill payment and purchase of mobile phone recharge, and 4.19% were related to balance collection.

Also, 92.33% of the total transactions performed in July were successful and 7.67% were unsuccessful, of course, 99.99% of the transactions performed with Switch Shoprak were successful.

However, from the total number of unsuccessful transactions made this month, 2% were due to acceptance error, 0.1% due to Shoprekey error, 15.5% due to issuer error, 81.73% due to user error and 0.63% to The cause was a business error.

According to this report, the ratio of the value of Shoprak transactions to liquidity in July of this year was 14.2%, while the ratio of banknotes and coins in the hands of individuals to liquidity was only 1.69% this month.

According to the analysis of official statistics in July of this year, store card readers with a share of 92.59% had the highest number of transactions among other acceptance tools, followed by internet and mobile acceptance tools.

The average number of transactions performed for each store card reader was 423 transactions, and 423 and 703 for internet and mobile acceptance tools, respectively.

In addition, the average transaction of each Shopreki acceptance tool in the mentioned month is equal to 427 transactions, which has experienced an increase of 19.41 points (4.76%) compared to the same amount last month.

Also, in July of this year, the largest decrease in the average number of transactions was related to the mobile acceptance tool.

In another part of the statistics published by Shoprek, the total amount of transactions of each Shoprek acceptance tool and the per capita amount of transactions are specified. In such a way that the Internet acceptance tool with 423 thousand and 273 active tools and with a total transaction amount of 91.1 thousand billion Tomans, has recorded a per capita transaction amount of 21.5 billion Tomans for each Internet tool.

Also, more than 144,000 active system tools have been used in the mobile acceptance tool, and this number had a total of 1,483 billion Tomans of transactions.

This is despite the fact that the per capita amount of transactions for each mobile device was 1 billion 28 million 300 thousand Tomans. Finally, in the store card reader acceptance tool, the total amount of transactions is 593 thousand billion tomans, which is the total amount corresponding to the number of 8,259,348 store card reader tools, and the per capita transaction amount of each store card reader is 7,180 million Toman has arrived.

The number of electronic transactions in the country increased

In addition, the review of the average amount of each transaction in each of the acceptance tools shows that in July of this year, the average amount of each transaction was 5.13 million rials with the internet acceptance tool.

With the mobile acceptance tool, this figure was 0.12 million Rials, and finally with the store card reader acceptance tool, the average amount of each transaction was 1.70 million Rials; Therefore, as it is clear in the table below, the average amount of each transaction in each instrument was 1.82 million rials.

The number of electronic transactions in the country increased

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