The reason for the high prosperity of Mellat insurance from the point of view of the CEO of the company
According to the financial news report According to Bursa 24, Alireza Yazdan Dost, CEO of Bimah Mellat, told Bursa 24 on the sidelines of the Kish Inox 2022 exhibition: Bimah Mellat has established its position as the largest private insurance company in the country for several years in a row, and you know better that according to the Twangari regulations Every year, the central insurance of insurance companies is calculated on their various factors, and based on the total summation of those factors, their wealth ratio is determined.
He said: “Fortunately, our current year’s calculations, which were received after the actuarial process in the approval and approval of the central insurance company, indicate that it has a wealth ratio of 409, which is the highest share of private insurance companies in the country.”
According to him, one of the clear reasons that made Bima Mellat able to stabilize and maintain its wealth at the highest possible level during these long years is the significant capital of the company, which now has the highest registered capital among private insurance companies. has it.
Yazdan Dost said: In addition to that, there is attention to various risks in the fields of credit insurance and the like, which has caused the operational balance of the company to be in one direction and always have one of the highest asset ratios among insurance companies, and for many years it has been rated 1 To remain in the wealth rank of 1.
The CEO of Mellat Insurance said: The issue of financial wealth is one of the types of rulers that have been provided to policyholders in recent years. According to the capacities that the central insurance has created, it is a kind of line that the insurers can be confident in the sense that the insurance company that concludes their insurance contracts is wealthy enough and the facilities that if God forbid a loss happens, it can cover that loss. It is slow to compensate.
He added: It is definitely one of the most important items because it takes into account various factors, apart from the company’s capital and assets and the like, the balance of the company’s portfolio is how much the company takes on different risks in different areas of credit liquidity and the like. tolerates and to what extent the potential of the company is responsive to them, it is definitely one of the most important rulers available to insurers and the general public.
He said: Mellat insurance, like all private insurance companies on the mainland, operates in all insurance fields, and we are happy that we are one of the few insurance companies whose volume of insured is very significant both in life insurance and we have a big goal in the field of community supplementary insurance. According to the capacities that exist in the field of our shareholders, we have tried to target different target communities with the relevant and required insurance policies and refer to each target community according to its needs, and our colleagues are trying to be able to The field of various fields should be innovative and be able to provide the fields that our target society needs, and we hope that in the new year we will be able to take a positive step and be ahead in the field of introducing 1-2 new fields of insurance.