The role of the Cooperative Development Bank to support women entrepreneurs

According to the report of Iran Economist, with economic, cultural and social changes and the improvement of the level of education and general knowledge, the social responsibility of women in the process of economic growth and development of countries and the necessity of their presence as much as possible in the economic and social arenas is felt, in such conditions Through strengthening the culture of popular participation, the cooperative sector is a suitable field for women’s employment and provides the field of presence for economic and cultural activities while preserving their privacy and status.

Determining appropriate policies, goals, methods and models for the implementation of support and incentive programs can be the most important central duties of the government in the field of women’s entrepreneurship development and creating suitable employment for them. Cooperative Development Bank, as one of the pillars of helping the grassroots economy grow in the Islamic system, in the direction of realizing the Supreme Leader’s emphasis, pays special attention to supporting the employment of women and creating a platform for them to play a role in the excellence of the country’s economy. This bank has been an incentive for women entrepreneurs’ cooperatives in the past year.

These cooperatives are a suitable lever for economic development, which in addition to fulfilling economic demands (increasing production and income) will also seek social results. There is a direct relationship between entrepreneurship and cooperative activity. The independent characteristics of each of the two categories lead to the creation of integrated and progressive characteristics. This means that in women’s cooperatives, due to its principles and related characteristics such as free and optional membership, limited capital gains, surplus income and training and cooperation among members, etc., it provides a suitable platform for the development of entrepreneurship.

Among the effects of entrepreneurship development in women’s cooperatives, we can mention job creation at local levels, development of industrial and commercial uses and geographic distribution of markets, prevention of price increases of products and services, reduction of production and development costs, and optimization of distribution channels.

Planning and creating mechanisms for the cycle of guidance, counseling and guidance of women applicants to be in the field of production in order to reduce the damage of the processes of setting up and operating economic projects, planning for providing liquidity and developing public participation in order to attract existing liquidity to the field of production in the form of membership or participation or non-member shareholders and other scientific and executive methods in women’s businesses, identifying promising and innovative economic plans, suitable for the abilities and job interests of the target community, directing creative ideas and plans in the form of cooperative companies with the aim of creating employment and helping the family’s livelihood, the possibility Establishing a suitable organizational link and participation between job seekers, entrepreneurs, professional managers and investors in the creation and development of women’s cooperative businesses, support in the field of marketing, market development and help in the sale of manufactured goods using existing structures (consumer cooperatives, holding permanent and annual exhibitions) Virtually and if possible physically) and providing the opportunity for women’s businesses to benefit from the support and incentives of the cooperative sector and the potential and actual facilities of the existing structures (cooperative sector investment guarantee fund), including the necessary measures and arrangements to remove the obstacles ahead for their greater success. It is in the field of economic activities and employment.

In 1401, more than 1,500 billion Tomans were paid for providing employment to the women of the country. Other facilities paid to women last year were 5,400 billion tomans, and in the new year we are trying to make these payments with the goal of helping to increase production. While the growth of resources in the banking system was 25%, the growth of resources in the Cooperative Development Bank was 33% and the growth of low-cost resources was 48%. Also, in a situation where the growth of expenses at the level of the banking system was 26%, the growth of payment facilities of the Cooperative Bank has exceeded 50%.

The goal of the current year is to play a concrete role in the development of youth and women’s employment and to help the development of the people’s economy in the holy system of the Islamic Republic of Iran, which will be realized with the help of the Almighty God and the support of all government agencies. God willing