The rules of digital payments and open banking should be clarified

to report Financial news According to the public relations of the National Bank of Iran, the 10th conference on electronic banking and payment systems with the theme “Transition to Smart Banking” was organized by the Institute of Monetary and Banking Research and aimed at explaining the requirements, dimensions and effects of smart banking, explaining the macro trends of technology and its role in The implementation of smart banking, explaining how to create value in the banking industry in the transition to smart banking and explaining the new values ​​proposed by the banking industry to customers in the smart banking business model were held with the presence of senior bank managers, experts and experts in this field.

At the 10th Conference on Electronic Banking and Payment Systems, the CEO of the National Bank of Iran stressed that today we need a different look at banking and this change should also be made in the legislature, saying: We need clear laws in the field of digital payments and open banking. Policies should be made in a coherent manner.

Abolfazl Najarzadeh in the specialized meeting “Banking Network Expectations from the Central Bank” which was held with the presence of Mehran Moharmian, Vice President of New Technologies of the Central Bank and CEO of some banks; He pointed to the history of the National Bank of Iran and stated: Considering about a century of activity and the high number of customers and branches, the National Bank of Iran is taking steps in the direction of creating a transformation in the way of providing different types of services and diversity in its product portfolio to customers. .

He added: Today we see that there are resistances to migrate from traditional banking to digital banking. Therefore, in order to advance and create transformation in this direction, on the one hand, it is necessary to modify the structures and update the equipment, and on the other hand, special attention should be paid to the training of manpower.

At the end of his speech, Najarzadeh clarified: It is not possible to implement the process of changes and transformations in the banking system with the processes and roles of the past; Therefore, the central bank should have a special supervision in the area of ​​obtaining permits and system support for these changes.

In the continuation of this meeting, Mehran Moharmian, Vice President of Central Bank’s New Technologies, also stated that the strategies of the National Bank of Iran are modeled on other banks and followed by the banking system. Banki outlines the path forward for the banking system in the country.

At the end of his speech, he said: Banking in today’s economic war is a very difficult task, and the presence of stakeholders makes this situation more difficult, and we hope that this meeting can change the flow of the conversation a little.

It should be noted that the 10th conference of electronic banking and payment systems ended its work today, November 30, at the center of international conferences of radio and television.