The separation plan of commercial and non-commercial accounts was implemented
According to Iran EconomistThe Governor General of the Central Bank said on Wednesday at the opening ceremony of the plan to separate commercial and non-commercial accounts: In 2008, when we were working in the Ministry of Economy, we came to the conclusion that the most important economic problem of the country is the identification system, and we are facing this issue in every basic economic issue. that we do not have a precise understanding of the economic activity of natural and legal persons and as a result we suffer from errors and corruption.
Mohammad Reza Farzin emphasized: The more the country plans on collecting economic information, the better results we will get and this information should be available to decision makers and policy makers.
Referring to the flow of liquidity to the non-productive currency and gold markets, he added: “If we had a strict tax system, capital would not be easily transferred to the foreign exchange, gold and housing markets.”
The Governor General of the Central Bank asked the banking network to cooperate in order to identify the monetary rejection of economic activity.
He stressed: “Transparency does not mean that economic information is available to every person, but we must note that the government is confidential and must have access to information.”
In this ceremony, Soroush, the deputy supervisor of Central Bank, said: Considering the discussion of transparency and combating money laundering, we presented a roadmap for combating money laundering in the banking network.
Mehran Moharmian, Vice President of New Technologies of Central Bank, also said in this meeting: So far, 15 banks have been connected to the commercial and non-commercial account separation plan, and five agricultural, national, development and cooperative, tourism, and Noor Institute banks have conducted tests and will be connected. and there are 10 banks that are taking measures.
He added: 11.3 million commercial accounts have been introduced so far.
The head of the 90th principle commission of the Majlis also said regarding the connection of banks to the plan to separate commercial and non-commercial accounts: the main reason for people’s dissatisfaction is the lack of transparency, and we request the banks that did not participate in this issue to join as soon as possible, and the central bank should also set a time frame for this purpose. to define
Nasrullah Pejmanfar further pointed to Clause D of Note 16 and added: This clause is related to the issue of large facilities and persons related to the banking network, and reforms must be made, so we request the Central Bank to increase the facility of large facilities, which is 100 billion tomans, to 50 billion Tomans should decrease and next year we will have clarity in the granted facilities with the figure of 50 billion Tomans.
He stated: In connection with related parties of banks, it is defined that companies that are related to banks up to 2 levels, we saw in the report on the granting of facilities that this facility has reached the third level, so we request to revise the definition of related parties of banks. And the banks that pay large facilities to the related group should be introduced.
In the continuation of the meeting, Mehdi Taghiani, the spokesman of the Economic Commission, said: “The currency issue is rooted in an unhealthy economy, and we need these infrastructures to solve it.” When the foreign exchange earnings have been more than 160% since the beginning of the year, can we produce slogans? We need to make the economy healthy and purposeful.