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The transfer of government accounts to the Central Bank is the reason for the dissatisfaction of Refah Karkaran Bank


According to the financial news report, Hamidreza Fathibiranvand, the deputy CEO of Refah Kargaran Bank and a member of the board of directors of this bank, said this to reporters on the sidelines of the 33rd Islamic Banking Conference, which is being held at the central bank, and added: “Farzin is the head of the bank. Markazi confirmed this issue in his speech at this conference and mentioned the transfer of these accounts as one of the main reasons for the banks’ dissatisfaction.

Referring to the transfer of the accounts of universities of medical sciences from Refah Bank The workers stated: This transfer led to an overdraft of Refah Bank from the Central Bank, which fortunately, with the efforts made, a significant part of this overdraft was compensated and the rest of it will be compensated soon.

Stating that the transfer of government accounts was implemented in line with the budget law of 1402 of the whole country, Fathi Biranvand noted that: since the beginning of this year, it has been emphasized many times that the transfer of these accounts leads to the imbalance of banks, and Dr. Leleghani, the CEO of Refah Kargaran Bank, has repeatedly The adverse effects of this decision were pointed out, which fortunately we saw today and Dr. Farzin confirmed this issue.

The deputy CEO of Refah Kargaran Bank continued to refer to the actions of this bank in the direction of Islamic banking and mentioned the issuance of special deposit certificates as one of the effective measures in this direction and said: the idea of ​​issuing these bonds was proposed by Refah Kargaran Bank and as The exclusive product of this bank was approved by the legal council of the central bank.

He added: These bonds are issued with the aim of supporting national production and job creation, and it is a unique tool in the banking network to support production units.

Deputy CEO of Refah Kargaran Bank said: Production units can finance their development projects through this model. Workers Welfare Bank also participates in these projects on behalf of depositors.

According to him, the Workers’ Welfare Bank guarantees the principal and interest of these bonds, and depositors and economic activists will benefit from the benefits with real participation in executive projects, and this will be done in a completely non-usurious manner.

Fathi Biranvand informed about the planning of the central bank in line with the expansion of this financing model to other banks and said: Considering the very positive effects of this model in managing the liquidity of the country and directing this towards national production, the top managers of the Ministry of Economic Affairs and Finance And the central bank is looking to extend it to other banks, which was clearly evident in the speeches of the honorable minister of economic affairs and finance and the honorable president of the central bank at the Islamic banking conference.

In the end, he stated: The implementation of this financing model will be a very valuable step in achieving the goals of the slogan of the year “inflation control, production growth”.

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