What is a mixed fund? / Gaining profits from money and stock markets at the same time – Tejaratnews

According to Tejarat News, as explained in the series of past reports, one of the best and most profitable ways to invest in the stock market is to use investment funds; These funds help investors who don’t have enough knowledge and time to make optimal and profitable investments in the capital market.

There are dozens of investment funds in the stock market that every investor can invest in according to their needs.

One of these funds is a balanced fund, which is a combination of shares and preemptive rights with fixed income bonds such as bank deposits, partnership bonds, and other debt bonds.

It can be said that each fund invests at least 40-60% in the stock market according to its policies and the rest in bank deposits, fixed income bonds and other bonds.

A mixed fund is more risky than a fixed income fund and is a combination of different assets to earn more profit; Of course, the profit of mixed funds is higher than the income of fixed funds during positive returns.

This fund is in the middle; That is, risk-averse and risk-taking people who expect average profit compared to inflation and the state of the stock market can easily invest in this type of fund.

Currently, the one-year return of most mixed investment funds is between 50 and 89%; This is while the return of the entire stock market index was 43% last year, which means that the return of the funds was more than the return of the entire stock market index.

Advantages and disadvantages of mixed investment fund

The mixed fund, like other investment funds, has high liquidity, higher yield, lower risk, and less loss during the downturn (sometimes zero loss), and it benefits from specialized management as the highest and best feature of the funds.

The profitability of the fund is also higher than bank deposits and fixed income funds, but it is more risky than these two.

Of course, apart from the advantages, this fund also has disadvantages, which include purchase restrictions, lack of information on the current price, and high risk in the fund’s equity section.

Of course, the meaning of high risk in the stock sector is that the funds are required to invest 40-60% of their capital in the stock sector, and if this ratio and investment method is not correct, the fund owners will face losses.

Finally, it should be said that investing in mixed funds helps investors to have more returns and profits compared to parallel markets and the total index.

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