What is the performance of banks in paying housing facilities? – Tejarat News
According to Tejarat News, the President’s deadline for the payment of the National Housing Movement has expired. Regarding the details of this matter, the advisor to the Minister of Housing and Urban Development said: According to the law of jump in housing production, banks must give 20% of their facilities to the specialized housing sector. By the end of last year, that is, by the end of September 1401, about 64 thousand billion Tomans were signed by the banks, which is 18% of the total obligation of the banks, the majority of which goes back to Maskan Bank, 360 thousand billion Tomans should be paid, of which only 64 thousand billion Tomans have been paid. .
He further added: In the second year of the implementation of the law and with the developments of the Central Bank, the implementation of the work became more serious, we had three meetings in the Supreme Council of Housing, since April 22 this year, the cooperation of the banks has undergone serious changes in the last 5 months, with the emphasis of the President, 70 thousand billion toman The facility has been paid and it is hoped that it will increase, of course, this year’s commitment is 458 thousand billion tomans.
Which banks have the highest amount of facility payments?
Nowrozi further said: Today we had a meeting with the banks for 4 hours and friends of the central bank were also present, according to the president’s one-week emphasis, several meetings were held. Bank Maskan has cooperated the most, followed by Bank Melli and Mellat. Trade, army and export are in the next positions.
Which banks have no cooperation?
The adviser to the minister on housing and urban development affairs stated: Bank Noor, Middle East, Day, Capital, and New Economy are among the banks that had zero percent cooperation so far. In the first stage, banks were moving towards self-ownership, but now we are going to support projects.
The secretary of the Banks Coordination Council said: In 1400, when the law was approved, it took 9 months for its components, and the performance of 18% corresponds to the performance of 3 months. One of the problems was establishing a system of communication with the Ministry of Roads, which was resolved and we reached the new year. During this deadline, we had meetings with the Ministry of Roads, Urban Development and banks for a week.
Qitasi added: The problems were announced in a letter. First of all, the management dashboard system is provided to the central bank. Failure to provide sufficient documents, construction permit is one of the cases and obstacles. If the problems of the applicants are solved, we will go to the banks. There were obstacles inside the banks due to the limited resources and legal duties of the banks.
The adviser to the minister on housing and urban development said: After the meeting of the president, it was decided to conduct a pathology for the delay of the banks, and these cases were announced as a series of cases, such as the management dashboard that was previously in the possession of the central bank, and now this problem will be completely resolved. . Some banks were not connected to the system at the beginning of the year of this law, while the system and its infrastructure were available. Now all the banks are connected through the smart government and it is possible to pay housing support facilities. For 5 main banks, we introduced about one million and 437 thousand applicants to these banks. Providing housing facilities by banks has a series of legal terms that banks should be familiar with.
Do you collect fines from defaulting banks?
In the end, the Director General of the Audit Office of the Tax Affairs Organization said: According to the law, the Tax Organization is obliged to collect 20% as a tax penalty, 60 thousand billion tomans demand sheet has been issued and sent to the banks.
Source: Young Journalists Club