Which sector received the most bank facilities?

According to this statistic, in the first 9 months of this year, a total of more than 2019 thousand billion tomans of facilities have been paid by banks and credit institutions to agriculture, industry and mining, housing and construction, trade, services and other miscellaneous sectors, which is 1219 thousand billion compared to facilities. Toman has increased by 65.5% in the same period of the previous year.

Meanwhile, payment facilities to the industry and mining sector with an increase of 68.7 percent in the first nine months of this year, has reached 610 thousand and 820 billion tomans. The amount of these facilities in the first 9 months of last year was 362 thousand billion tomans.

The share of payment facilities of banks and credit institutions to the industry and mining sector of the total facilities paid to the sectors of agriculture, industry and mining, housing and construction, trade, services and other miscellaneous sectors in the first 9 months of last year was 29.7%. The figure has reached 30.2%.

However, according to the law of the Sixth Development Plan, the Central Bank (Monetary and Credit Council) is obliged to regulate the payment policies of bank facilities in such a way that the share of industry and mining sector in the annual payment facilities during the implementation of the program law is at least 40%. .

Reducing the commercial share of bank facilities

Also, payment facilities of banks and credit institutions to the commercial sector in the first 9 months of last year was about 221 thousand billion tomans, which increased by 40.5% to 221 thousand and 630 billion tomans in the same period this year. However, the share of the commercial sector in the total payment facilities to the mentioned sectors has decreased from 18.2% in the first 9 months of 1399 to 15.4%.

Among these, the most payment facilities of banks and credit institutions are allocated to the service sector, which in the first 9 months of this year accounted for 41.8% of the total payment facilities, which was equivalent to 843 thousand and 680 billion tomans compared to the same period last year. In the past, it has increased by 75.3%.

After services, industry, mining and trade, agriculture and housing received 7.3% and 5.2% of the total payment facilities of banks and credit institutions, respectively. Of course, payment facilities to the two sectors of agriculture and housing have increased by 74.8% and 51%, respectively, compared to the first 9 months of last year and have reached about 147 thousand billion and 705 thousand billion Tomans.