Who can get a 200 million tomans housing loan?

According to the circular of the central bank, in relation to the loan facility “deposit or purchase or construction of housing”, families who do not have housing and from the beginning of 2019 have a third or more child, a loan of 200 million tomans will be granted.

How to get this loan?

In order to receive this loan, the applicants must go to one of the branches of the housing, trade, export, agriculture, cooperative development and Post Bank banks with the necessary documents in hand.

Loan conditions

This housing loan is granted only to homeless families who have not used the facilities and assistance of the government and the facilities of banks and credit institutions until now.

The amount of the loan is 200 million Tomans, with a maximum repayment period of 20 years and a maximum fee of 4% annually.

To receive a loan, applicants must provide a promissory note or a valid guarantor to the bank.

Also, the verification of the birth of the applicant’s child should be done by viewing the original birth certificate of the couple, the child born, and querying the civil registration systems by the bank.

Points you should pay attention to

The request for a loan must be notified to the bank by the head of the household or its legal representative.

Applicants for childbearing facilities who object to receiving these facilities can register their complaints in the “Registration and Handling of Complaints” system of the Central Bank by referring to the address https://crm.cbi.ir/.

Ibna