Who does not get a mortgage loan?
According to Tejarat News, the registration in the National Real Estate and Housing System for receiving a mortgage loan started on 12 June.
Tenants by referring to the National Real Estate and Housing System at http://saman.mrud.ir They can apply for a mortgage loan and register. The amount of mortgage loan for metropolises with a population of over 200,000 is 70 million Tomans and in other cities is 40 million Tomans.
Who does not get a mortgage loan?
The process of introducing 1401 mortgage loan applicants is underway. Banks are currently in the process of filing. But not all applicants can get a mortgage loan. Priority is given to those who have not taken out a loan in the last two years.
According to ISNA, the ceiling of housing deposit assistance facilities in Tehran, provincial centers and other urban areas was approved at 100, 70 and 40 million Tomans, respectively. This decree was also communicated to the country’s banking network. The interest rate on the housing deposit facility is 18% and the repayment period is five years.
In 1399 and 1400, about 450,000 people received rent loans. There are about 8.5 million tenant households in the country.
“What to do with this expensive?”
Some say they have received the loan in recent years. But they still need this loan. Now they are complaining about the condition of receiving a mortgage loan. In the following, you can read the comments of some Tejarat News audiences in this regard.
“Two years ago, I borrowed 30 million with a thousand misfortunes. I gave to the landlord. Mortgages and rents were skyrocketing. Salaries increased by 10%. Food and clothing and…. “What is my duty and that of others like me?”
“Two years ago, we received 15 tomans. There are five of us. Saying does not belong this year. “What can I do now at this cost?”
“I got this loan two years ago. It was 50 million at the time and my mortgage was 150 million. Now, after two years, the mortgage on my house became 300 million; Why shouldn’t we get this loan again? “We have not had any bank arrears so far and we are really under pressure.”
Tracking code 1401, loan condition
Some applicants also say that they should enter the tracking code 1401. While the applicants have not renewed their contract for the new year. In the following, you will read the opinion of some Tejarat News audiences regarding this condition of receiving a loan.
“My contract has another 6 months. The site says the tracking code should be 1401. I mortgaged my house in the second half, why should I not be able to get a loan? I registered last year. The banks refused and said we had no budget. “This year, too, this new blurring.”
“I registered on the site, the tracking code must be 1401. My contract is in October 1400 and it will end in October 1401. what should I do now?”
“Reads the tracking code 1401. I have one month left on my contract. If I have a tracking code this year, then why name it a mortgage loan? “Where can I get a tracking code if I do not have money to buy a house?”
Banks’ ignorance of mortgages
Although the mortgage loan was notified to the banks, some applicants say the banks have expressed ignorance.
“The banks all say either we will not see or go, come another year.”
“I all went from bank to bank today. All of them were on the site to choose the bank, but they told us that we were not notified of the circular. Bank Saderat, which said we pay 10 to 20 tomans. “We are the center of the city. Why 20 tomans?”