Why individual family supplementary medical insurance?

– According to the market needs in the small companies and self-employed sector to transfer the risk of medical expenses, family medical insurances were provided by insurance companies in a cross-sectional manner, due to the lack of knowledge of the society about the nature of these insurance policies and the lack of control. The risk of insurers in this part of the epidemic of this insurance policy was postponed.

In recent years, with the increase in the insurance culture in the country, as well as the definition of control rules and regulations by insurance companies, this product has been placed more strongly in the sales basket of commercial insurance, which every year with the diversity created in its coverage and conditions. It adds to its charm.

Where is the problem?

Unfortunately, the lack of support or the diminution of the protective role of social insurance, which we know as basic insurance, leads to the transfer of the support-treatment needs of society to commercial insurance companies, which is fundamentally incompatible with the philosophy of commercial insurance.

Every day, you face a huge demand to buy individual medical insurance, which unfortunately puts the person on the threshold of huge medical expenses.

While the commercial insurance company tries to insure the risk, but the mentioned situation is the definite occurrence of damage and it is in conflict with the nature of insurance.

We suggest you view and compare our plans.

If we need treatment soon…

In this case, supplementary family medical insurance (individual) is not suitable for you, and even if the issue is not announced at the time of preparing the insurance policy, the cost incurred will not be included in the insurance obligation.

In this case, in order to control the costs, it is suggested to use university and government medical centers that offer medical procedures with lower tariffs.

what’s the solution?
Insurance is the support of difficult days.

At the time of perfect health, we should include supplementary medical insurance as one of the essential items in our family basket and be sure that in this case, if a problem happens to our health or one of our family members in the future, the insurance company will cover it according to the provisions of the insurance policy. fulfills its obligations to reduce the suffering of the disease for you.

Cooperative Insurance Company, as one of the few insurance companies providing family medical insurance (individual), by updating its product, offers one of the most diverse and comprehensive insurance policies in this field.

What is the opinion of cooperative insurance managers about medical insurance?

Yunus Mazloumi, CEO of the company, believes that: “individual supplementary insurance, unlike group medical insurance in the insurance industry, will not be loss-making” and “individual medical insurance is considered one of our strategic products”; Also, this insurance policy is also issued online.
Maryam Kandor, the manager of representatives and brokers, also states that “Individual treatment insurance policies and business interruption due to the epidemic of this company can be sold in absentia through the website of Dr. Bimah, and more than 50% of the company’s individual treatment insurance policies are also available. It is sold this way; Also, every insurance policyholder who suffered a loss of Cooperative Insurance will receive his loss in medical insurance for less than one month.