Will the 100 million housing deposit loan be extended? – Tejarat News
According to Tejarat News, the Central Bank recently extended the extension Housing loan 100 million has been announced and 20 banks have been forced to pay this loan to the tenants. But what are the conditions for receiving a housing deposit loan and to whom is it granted?
Lots of reviews Housing loan amount It is especially imported in Tehran. Because applicants can only get a housing deposit loan once, and with a loan of 40 to 100 million, it is not possible to easily rent a house in Tehran, nor in other cities.
Another point about this loan is that applicants can only apply once Mortgage and they cannot use this loan again until they have paid all its installments. On the other hand, the mortgage loan installments are for five years, and people who took this loan in 1400 will not be eligible for a new deposit loan until 1405.
Housing deposit loan recipients
People who took deposit loans in 1400 and 1999 are not included in new loans.
The applicant for the loan must be married or the head of the household.
The applicant for the loan should not be the owner of the house.
Single women over the age of 35 and single men over the age of 45 are eligible for deposit loans.
The lease must be officially registered in the notary.
The lease has a tracking code.
The loan applicant has not received housing facilities in the last year.
How much are the mortgage loan installments?
Housing loan amount It is 100 million tomans in Tehran, 70 million tomans in metropolitan cities and provincial centers, and 40 million tomans in other cities. The repayment period of housing deposit loan is five years and the interest rate of this facility is 13%. Amount Housing loan installments In Tehran, it is two million and 275 thousand tomans and in small cities it is about 900 thousand tomans.
Documents for receiving a housing loan
Applicants to receive a housing deposit loan must go to the system saman.mrud.ir Refer and upload your documents. In addition, the applicant must bring the following documents when visiting the bank:
The original birth certificate of the tenant
The original national identity card of the tenant
The official lease has a tracking code
Certificate of deduction from the tenant’s salary, its equity shares or the applicant’s pension, along with the account number where the cash subsidy is deposited for the tenant. (If the tenant does not have any of these documents, he must provide a promissory note.)