Will the mortgage be repaid?
According to Tejarat News, will the mortgage loan be repaid?
Young Journalist Club He wrote that the housing deposit has reached its third payment period and today the Deputy Minister of Housing and Construction of the Ministry of Roads and Urban Development announced that the payment of housing deposit assistance facilities to tenants for the city of Tehran, provincial centers and other urban areas is 60, 45 and 35 million Tomans. The year 1401 was approved by the Monetary and Credit Council, the implementation of which will be announced to the country’s banking network soon.
In 1999, the amount of facilities for applicants in Tehran was 50 million Tomans, during which many banks requested two guarantors, which caused many applicants to fail to receive housing deposit facilities.
Last year, along with the increase in rental rates and inflation, the amount of housing deposit facilities increased by 20 million Tomans to 70 million Tomans in Tehran and 50 million Tomans in other cities, and the government allocated 10,000 billion Tomans for these facilities, and banks In the fall, they began to pay housing deposit facilities.
Last year, due to the increase in the rental rate of the government’s economic coordination headquarters, by the order of the president, he proposed the necessary measures to control the market and submitted the necessary instructions to the Ministry of Roads and Urban Development to control this market.
In this regard, since last year, the government has put plans to control this market on its agenda, one of these plans is the implementation of a professional rental plan in the form of which the government is obliged to put the construction of 300,000 housing units on its agenda.
This year, as the rental season approaches, the necessary plans to control the rental market should be on the agenda, one of these plans is to continue paying the mortgage loan, because last year the Ministry of Roads and Urban Development announced that the payment of this Loans will also be on the agenda in the new year.
Meanwhile, it seems that this year the amount of mortgage loans has decreased by 10 million Tomans compared to last year in Tehran province, although the Ministry of Roads and Urban Development has not yet provided details of this amount of facilities.
The government should plan to pay the deposit this year
Seyed Alborz Hosseini, a member of the Civil Commission of the Majles, said: “The trustee is responsible for paying the mortgage loan of the National Headquarters for Counter-Crohn and since 1999, when the mortgage loan was approved, these facilities have played an effective role in improving the rental market.”
According to a member of the Civil Commission of the Majles, in the current situation, there are 6 million tenant families in the country, and with the payment of housing deposit facilities, as well as the increase in the deposit amount, we will see an improvement in the rental market.
He says: Last year, despite the fact that the amount of rental facilities was between 50 and 70 million Tomans, but a large number of registrants failed to receive rental facilities, but this year, if the deposit facility is paid, we must plan to pay these facilities. Will happen.
We are pursuing the payment of mortgage loans
Parvaneh Aslani, director general of the Housing Economics Office of the Ministry of Roads and Urban Development, said that the government had applied to the National Anti-Corona Headquarters for a mortgage loan, but that no results had been announced.
The professional rental market helps stabilize housing prices
Farshidpour Hajat, secretary of the National Association of Mass Builders, said: “In the law on organizing the production and supply of housing, it is stated that the rental market will be stabilized and reduced in price by launching professional leasing, but unfortunately we see that this system has not been launched yet.” It remains only in words.
According to the secretary of the National Association of Mass Builders, one of the most important priorities of the government is to make real plans in this regard, but so far no action has been taken in the field of rental market, while we see that some officials try They are trying to control the rental market by talking or closing virtual sites.
Many tenants have always agreed to pay for the facility, and tenants who received the facility last year said they were able to repay some of the housing deposit.
Mahdavi, one of the tenants in Valiasr district, said: “Last year, despite the fact that many banks bothered us in paying our facilities, receiving these facilities was able to partially alleviate some of our worries about paying the deposit.”
The rental housing market is one of the most important economic markets in the country, which is becoming more and more prosperous as the market gets closer to the relocation season, so the government should be able to direct the housing rental market to the Lead the boom.