A system for clarifying the property and real estate of banks will be established
According to Poli Mali News, Mohsen Zanganeh, the spokesperson of the 7th Development Plan Consolidation Commission, on the sidelines of the Saturday evening meeting of the 7th Development Plan Consolidation Commission, referring to the approvals of this commission, said: The commission reviewed Article 8 of the 7th Development Plan Bill in its evening meeting on July 24. .
The spokesperson of the 7th Development Plan Consolidation Commission stated that Article 8 of the 7th Development Plan Bill referred to the issue of curbing inflation and reforming the banking system.
Zanganeh stated that banks’ indiscipline is one of the factors that cause inflation, and emphasized: When banks provide facilities beyond their limits and suffer from indiscipline, usually this approach can fuel money creation and inflation.
Referring to the discussion of Article 8 of the 7th Development Plan Bill, he emphasized: Following this article, the commission required the banks to adjust their capital adequacy ratio, which is considered as one of the indicators of their discipline.
This representative of the Islamic Council of Parliament stated that the commission created a table in Article 8 of this bill and continued: In fact, banks with low capital adequacy ratio should bring themselves to the level of this table. For this reason, the commission required the banks to hand over their assets, including their movable and immovable properties, in order to provide their desired capital.
Zanganeh emphasized: The commission also approved that if the non-governmental banks do not comply with this law within the stipulated deadline, the central bank can independently enter this sector and sell their shares and assets through the foreseen mechanism.
Referring to the commission’s approvals in the field of transparency of bank properties, he said: In this section, the commission required the government to form a system for transparency of properties and real estate and bank ownership. Also, banks are obliged to include all their properties and assets in this system within the prescribed period. After the stipulated period, if property, real estate or shares are discovered that are not registered in the aforementioned system, the central bank has the authority to acquire these assets.
The spokesperson of the Seventh Development Plan Consolidation Commission, referring to the commission’s decision regarding the banks that are out of the possibility of rehabilitation, said: In this section, the commission gave the central bank comprehensive authority to enter into these discussions and the property of the bank, shareholders and delinquent managers. to record Also, the commission gave this authority to the central bank and the judicial system so that they can investigate the cases out of turn and secure the rights of the shareholders.
Zanganeh emphasized: God willing, the commission will review articles 9 and 10 of this chapter of the bill tomorrow, which can complement the discipline of the banking system.