Announcement of National Housing Movement loan installment payment methods
According to Tejarat News, the National Housing Movement is one of the major policies of the 13th government in the field of housing, according to which the construction of four million housing units in four years is planned by the government.
Applicants with four conditions of marriage and head of household, at least five years of residence in the requested city, no private property and finally not using government facilities since the beginning of the housing revolution, can apply for registration.
The facilities of the National Housing Movement in Tehran are 450 million Tomans, in other metropolises 400 million Tomans, in other cities 350 million Tomans and in villages 250 million Tomans.
Earlier, Mohammad Hassan Alamdari – Member of the Board of Directors of the Housing Bank – on how to repay the facilities for the construction of the National Housing Movement, noting that according to the decision of the Monetary and Credit Council and the notification of the Central Bank, banks were required to pay 360 billion tomans annually to the department To allocate housing, he said: Normally, the repayment of the facilities of the National Housing Movement plan, in terms of three years of construction and 17 years of repayment, is such that for facilities of 450 million Tomans without profit, a monthly installment of seven million Tomans is paid by participants and recipients. It becomes.
According to him, the facility of 400 million Tomans, including three years of construction and repayment period of 17 years, is six million and 300 thousand Tomans, the facility of 300 million Tomans, including three years of construction and repayment period of 17 years, is 4 million and 700 thousand Tomans.
Regarding the repayment of rural housing facilities, which is 250 million Tomans, Alamdari said: The facilities of the National Housing Movement plan are 4 million Tomans in terms of three years of construction and a 17-year repayment period for 250 million Tomans.
If the builders complete the units within two years, the repayment of the facility will be 18 years, and the amount of installments will be reduced.
After reacting to the repayment figures of this facility, the official in the Housing Bank explained that the amount of installments announced by him was based on the approval of the Monetary and Credit Council, but according to the Production Leap Law, it is possible with almost 50% of the National Housing Fund resources. It reduced the rate of housing facilities, which reduced the installments paid by customers.
He said that the announced method was simple and there is a step-by-step method, adding that people can also pay the installments of the loan in a step-by-step manner, which reduces the installment amount in the first year and increases in subsequent years.
Of course, the installments of this loan in a step-by-step manner depend on the Ministry of Roads subsidizing a few percent of the 18% rate of these facilities from the resources of the National Housing Fund, which reduces the loan installments of the National Movement. Monthly installments in a step-by-step manner with a rate of 18%, the facility of 450 million Tomans in Tehran is five million and 600 thousand Tomans.
Source: ایسنا