Dana Insurance CEO Analysis of Insurance Policy Making
Ebrahim Kardgar, Vice Chairman and CEO of Dana Insurance, said in an interview: “Insurance is one of the most important economic institutions supporting and synergizing in the evolutionary cycle of development processes, which in addition to creating and Organizing the flow of investment and financing to the productive and industrial sectors and, consequently, improving economic growth, uncertainties arising from the risks and hazards that significantly threaten the socio-economic foundations of families, the business environment, and broad economic exchanges. Covers and provides an atmosphere of peace and stability for society and the economy and the context for the growing and sustainable movement of development processes in the context of the development of inclusive institutions.
Emphasizing that insurance is based on risk and risk, which broadly includes all elements of economic and social interactions and exchanges, he added: “Among these, the role and position of the government in the development of the insurance industry is of particular importance.” Unfortunately, it has been significantly neglected and generally stopped at the level of advice and oversight.
Kardgar stated: In a macro view, the government in the field of policy-making and governance from two perspectives, should cover insurance at the maximum level (expanding the insurance umbrella for individuals): First; From the point of view of the sovereign duties authorized in the constitution, religion and good and second governance; From the perspective of controlling and managing governance costs and externalities (Externality), especially in the field of health, security, crises, natural disasters and…. Significantly affects the economic and social system of society and the government.
The CEO of Dana Insurance added: “Accordingly, governments need to make insurance not in the form of a useful and sensible business that insurance companies themselves should lead and develop, but at a higher level and in the form of a governing body, policy General planning and strategic planning for the comprehensive development of insurance.
At the same time, he emphasized that of course this comprehensive discussion has its own theory, which is not included in this article, but the mentioned allusions were raised because of the policies adopted at different times (for example, year of production, support and disincentives or conditions Corona and post-corona), can create a wide range of capacities at the level of governance and general insurance policy, as a result of which the insurance market is in a development orbit and insurance companies by creating diverse and multiple capacities, insurance at the level of Institutionalize and consolidate society.
The difference between a strong government and a weak government is not the degree of intervention, but the quality of the intervention.