Dr. Shayan: Codification of housing bank credit policies to boost production
Dr. Mahmoud Shayan, referring to the 30% increase in the ceiling of housing construction facilities, explained in detail the most important banking action at the beginning of this year to create prosperity in the housing and construction sector.
According to him, the Housing Bank has prepared a credit package for the new year to provide housing construction facilities in 12 different roofs, taking into account the city of residence, the use of new technologies and constructive technical conditions.
The CEO of the bank said: “Within the framework of this year’s credit policies in the housing and construction sector, builders, mass builders and construction companies can use the facilities on different roofs to build housing.”
Dr. Shayan continued: The roof of these facilities is divided into three groups according to the demographic classification of cities. ), The facility ceiling is also set differently.
He stated: In the credit package of this year’s housing production boom, for 12 cities “Tehran, Isfahan, Shiraz, Mashhad, Tabriz, Karaj, Ahvaz, Bandar Abbas, Bushehr, Qom, Sari and Rasht” the ceiling of housing construction facilities for professional builders from They also use new technology, 600 million tomans per unit.
The CEO of Maskan Bank added: “Also, 550 million Tomans of facilities will be paid to non-professional builders who use the new construction technology in their project for the construction of each residential unit.”
He stated: In the mentioned cities, professional builders who do not use new construction technology will be paid 500 million Tomans and other builders will be paid 450 million Tomans without construction deposit facilities.
Dr. Shayan specified: In other provincial centers and cities with a population of over 200,000, the facility ceiling is in the order announced for the builders of the first group, with the amounts of 500 million Tomans, 450 million Tomans, 400 million Tomans and 350 million Tomans per unit. Residential is payable.
He added: “Also, in cities with a population of less than 200,000 people, the ceiling of facilities in the four cases mentioned is 450 million, 400 million, 350 million and 300 million tomans, respectively.”
Dr. Shayan, noting that the ceiling of facilities without housing construction deposit has increased by more than 30% this year compared to last year, said: “It is predicted that according to the new policy of financing the construction and production of housing, Covered with new housing bank facilities.
He added: “This package will help increase housing production in addition to the quota for the construction of one million housing units per year, in the cities of the country, and finally, solve the problem of housing the target groups in the country.”