Is the deadline for registering a rental loan extended?
According to Tejarat News, the registration of mortgage loan applicants was completed at midnight on December 20, and this did not happen, although it was expected that the registration deadline for applicants would be extended.
As the world of economy According to official statistics, there are currently about 95.5 million Iranian households out of a total population of about 25 million. In fact, about 38% of all households are tenants in the housing market.
Of this number, at least 40%, ie about 30 million and 80,000 thousand tenants in the country, are in the group of low-income tenants who need support. Statistics, however, show that of these, only 250,000, or about the equivalent of 6.5 percent of tenant households in need of rental loans, have been able to obtain these facilities.
Yesterday, Mehr News Agency reported on the suspension of mortgage payments and wrote: According to the announcement of the Deputy Minister of Housing and Construction of the Ministry of Roads and Urban Development, the possibility of registering for housing deposit facilities has been revoked this year and it seems that these facilities will be next year. Do not pay.
According to this report, with the approval of the meeting of the National Anti-Corona Headquarters on June 14 this year, the registration of applicants for housing deposit loans had started on June 17 and continued until midnight on the last day of autumn (December 20, 1400).
While some predictions had previously indicated that the registration in the housing deposit facility system would be extended, the Deputy Minister of Housing and Construction of the Ministry of Roads and Urban Development finally announced that the system was closed and the registration of the housing deposit loan would not be renewed.
In particular, the extension of the registration of the mortgage loan required the issuance of a legal permit from the relevant authority (National Anti-Corona Headquarters), which was previously issued once on October 8, this year, but now to renew the registration in this system, No license issued.
On the other hand, the Central Bank says that so far the number of eligible people whose files have been sent to the operating banks by the Ministry of Roads and Urban Development has even exceeded the ceiling of the mentioned credits (10 thousand billion Tomans) equivalent to 12 thousand billion Tomans and the total amount of facilities for Tenants who have received loans, in addition to those who meet the conditions on the waiting list, will be equivalent to 22,000 billion tomans.
The report adds: The granting of housing deposit assistance facilities was approved, announced and paid for the first time in the National Headquarters against Corona last year (July 2016) to help the tenants affected by the conditions of Corona; For the second time this year, these facilities were once again communicated to the operating banks with the approval of the National Corona Headquarters.
Last year, the facility was set to be granted a ceiling of 20,000 billion tomans with a 13% interest rate and a combination of banks’ internal resources and the rest of the € 1 billion withdrawal from the National Development Fund to compensate the corona and provide facilities to businesses.
According to the announcement of the Central Bank, from 10 thousand billion Tomans, which is considered as the ceiling for the payment of housing deposit facilities in 1400, the amount of 7 thousand and 300 billion Tomans has been paid to 190 thousand people.
Also, about 60,000 people in the amount of two thousand and 300 billion tomans have been accepted in the banks and are in the process of obtaining these facilities. Payment of the remaining amount of the total amount (400 billion tomans) will be done by the end of February.